Wyndham Rewards Earner Plus Card overview
Even should you aren’t a Wyndham loyalist, the Wyndham Rewards Earner® Plus Card is value contemplating. It comes with perks like computerized elite standing, an anniversary factors bonus and a beneficiant earnings fee whereas having a modest annual payment. Card Ranking*: ⭐⭐⭐½
*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Within the aggressive lodge panorama, Wyndham will not be the primary identify you consider, however they’ve some wonderful lodge choices and a household of cobranded bank cards to match.
With an annual payment of $75, the Earner Plus card lands simply above the entry-level Wyndham Rewards Earner card. Even should you do not incessantly keep at Wyndham properties, you may nonetheless profit from the cardboard’s computerized elite standing and award redemption reductions.
The advisable credit score rating for this card is a minimum of 670. Nevertheless, it’s doable to get accredited with a decrease rating.
Let’s study whether or not the Wyndham Rewards Earner Plus card deserves a spot in your pockets.
The knowledge for the Wyndham Rewards Earner Plus card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Wyndham Rewards Earner Plus Card professionals and cons
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Wyndham Rewards Earner Plus Card welcome supply
New Wyndham Rewards Earner Plus candidates can earn 45,000 bonus factors after spending $1,000 on purchases within the first 90 days from account opening. That is sufficient factors for as much as 6 nights.
Based mostly on TPG’s January 2025 valuations, this bonus supply is value $495. Given how low the spending requirement is, it is a implausible worth for the variety of factors you will earn.
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We have beforehand seen a proposal on this card for 75,000 factors, so it could be value ready for a better supply if you do not have a deliberate Wyndham keep any time quickly.
It is vital to notice that Barclays will be inquiry-sensitive, so I like to recommend being underneath 6/24 earlier than making use of for this card. In different phrases, it is best to have 5 or fewer exhausting inquiries in your credit score report previously 24 months earlier than making use of for the Wyndham Rewards Earner Plus.
Associated: E-book low-end or luxurious inns to get the very best worth out of your factors
Wyndham Rewards Earner Plus Card advantages
The Wyndham Rewards Earner Plus comes with computerized Wyndham Platinum standing. This standing degree grants perks like free Wi-Fi, early check-in and late checkout, most popular room choice, bonus factors on stays and automobile rental upgrades at Avis and Finances.
Wyndham Rewards Platinum standing alone may simply be well worth the $75 annual payment the cardboard holds. Along with the automated Platinum standing, the cardboard affords:
- Anniversary bonus factors: Earn 7,500 bonus factors every anniversary after you pay the annual payment, value $83 in accordance with TPG’s January 2025 valuations
- Low cost on paid and award stays: Earner Plus cardmembers obtain entry to a particular cardmember fee on stays paid with money and a ten% low cost on Go Free award stays
- No overseas transaction charges
Associated: The last word information to incomes and redeeming Wyndham Rewards
Incomes factors on the Wyndham Rewards Earner Plus Card
The Wyndham Rewards Earner Plus earns:
- 6 factors per greenback on Wyndham inns and fuel
- 4 factors per greenback on eating and at grocery shops (excludes Walmart and Goal)
- 1 level on all different purchases (excluding Wyndham Trip Membership down funds)
Based mostly on TPG’s January 2025 valuations, these charges equate to a 6.6% return on Wyndham and fuel purchases, 4.4% on eating and grocery purchases and 1.1% on all different purchases.
These are nice earnings for Wyndham stays and fuel; nonetheless, some playing cards earn higher in on a regular basis classes, corresponding to eating at eating places and U.S. supermarkets, just like the American Specific® Gold Card (topic to spending caps).
Redeeming factors on the Wyndham Rewards Earner Plus Card
With the Wyndham Earner Plus card, you may redeem your factors for stays, fuel, airline tickets, tickets and experiences, present playing cards, merchandise, charitable donations, excursions and actions and AARP membership.
Essentially the most beneficial option to redeem factors is for Wyndham lodge stays.
Wyndham is without doubt one of the few lodge manufacturers that also makes use of a set award chart and never dynamic pricing, which means you may nonetheless get outsize worth. There aren’t any blackout dates for Wyndham properties.
Wyndham affords two forms of redemptions: Go Quick and Go Free. Go Free makes use of factors to e-book the full value of the room, and Go Quick makes use of a mix of factors and money. Cardholders will obtain a ten% low cost on all Wyndham Go Free lodge redemptions.
Go Free award nights are priced in three tiers: 7,500, 15,000, and 30,000 factors per night time. Increased-end properties and properties booked throughout peak-season journey will sometimes value 30,000 factors per night time.
Go Quick award nights are priced in three tiers, beginning at 1,500, 3,000 and 6,000 factors per night time plus money.
TPG senior factors and miles author Katie Genter says, “[I’ve] used Wyndham factors for 15,000-point nights in Hawaii and seven,500-point nights in South Korea, together with on the gorgeous island of Jeju. I’ve additionally gotten wonderful worth redeeming for Vacasa stays, though that is harder to do now with the decrease cap on the typical value per bed room for 15,000-point nights.”
It’s also possible to use your factors to e-book a Wyndham Trip Membership keep beginning at 7,500 factors per bed room per night time. As a cardholder, your factors can be used to e-book Caesars Rewards properties, Vacasa trip leases, Landal GreenParks and reservations on Cottages.com.
Wyndham timeshare house owners can use factors to cowl upkeep charges by changing them to Upkeep {Dollars}. Caesars properties value 15,000 to 30,000 Wyndham factors per bed room per night time. Sure blackout dates apply.
Vacasa trip leases can solely be booked with Wyndham factors if the typical nightly value, inclusive of all charges, is underneath $500. You may pay 15,000 factors per bed room per night time for leases with a median nightly fee underneath $250 and 30,000 factors per bed room per night time for leases with a median nightly fee between $250.01 and $500.
Transferring factors on the Wyndham Rewards Earner Plus Card
Wyndham has a strong record of airline switch companions. Nevertheless, you usually obtain higher worth if you redeem your factors for Wyndham stays than if you switch them to companions.
Wyndham has 9 whole airline switch companions, together with Air Canada Aeroplan miles, Avianca LifeMiles, Frontier Airways Frontier Miles, Turkish Airways Miles&Smiles and United MileagePlus miles.
All factors are transferred at a 5:1 ratio; you have to switch a minimum of 6,000 factors. This implies 6,000 Wyndham factors are equal to 1,200 associate factors. Given this switch ratio, I strongly suggest avoiding this as a redemption methodology.
Associated: Do you have to switch lodge factors to airline companions?
Which playing cards compete with the Wyndham Rewards Earner Plus Card?
If you would like extra Wyndham Rewards perks or choose a distinct sort of reward, it’s possible you’ll need to select one in all these playing cards as a substitute:
- If you happen to choose no annual payment: The Wyndham Rewards Earner® Card is the little brother of the Earner Plus and has no annual payment. It affords perks like computerized Wyndham Gold standing and earns 5 factors per greenback on Wyndham stays and fuel. You may nonetheless obtain reductions on award and money stays. To study extra, take a look at our full evaluate of the Wyndham Rewards Earner card.
- If you happen to choose to earn versatile forex: The Capital One Enterprise Rewards Credit score Card earns a minimum of 2 miles per greenback on all purchases, comes with a International Entry/TSA PreCheck payment credit score and has a $95 annual payment (see charges and costs). Capital One miles will be transferred to Wyndham. To study extra, take a look at our full evaluate of the Capital One Enterprise Rewards.
- If you happen to choose a enterprise card and better standing: The Wyndham Rewards Enterprise Earner® Card comes with complimentary Wyndham Diamond standing. The cardboard additionally earns 15,000 bonus factors after every cardmember anniversary and comes with reductions for award and money stays. To study extra, take a look at our full evaluate of the Wyndham Enterprise Earner.
For added choices, take a look at our full record of the finest lodge bank cards.
The knowledge for the Wyndham Rewards Earner card and Wyndham Rewards Enterprise Earner card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Associated: How to decide on a lodge bank card
Is the Wyndham Rewards Earner Plus Card value it?
This card is definitely justifiable and price getting should you incessantly keep at Wyndham properties. It affords computerized Wyndham Platinum standing, an important earnings fee on Wyndham stays and fuel and a ten% low cost on all award redemptions. If you happen to keep much less incessantly, it’s possible you’ll be higher suited to the no-annual-fee Wyndham Rewards Earner card.
Backside line
The Wyndham Rewards Earner Plus is a strong providing that is sensible for many Wyndham vacationers. With an important earnings fee and computerized elite standing, this card is certainly value contemplating including to your pockets.
Plus, a strong welcome bonus might help enhance your Wyndham Rewards account stability.
Associated: Greatest lodge rewards packages on this planet: Which one is best for you?