The Citi Strata Elite℠ Card (see charges and charges) got here onto the premium bank card scene this summer season, including an alternative choice for luxurious journey card lovers.
Citi‘s extremely anticipated successor to the Citi Status® Card, the cardboard is that includes a limited-time welcome bonus and a number of perks at a $595 annual price.
The data for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
And for a restricted time, new Citi Strata Elite cardholders can earn 100,000 factors after spending $6,000 within the first three months from account opening.
The Citi Strata Elite’s suite of advantages contains excessive incomes charges, distinctive life-style credit and helpful journey rewards. Should you like what you have learn, you could be contemplating an software. However, are you eligible for the bonus?
Here is what to learn about welcome provide restrictions and figuring out whether or not you are a candidate for the brand new card.
Citi Strata Elite Card welcome provide
First, let’s get into what this welcome bonus entails.
For a restricted time, new Citi Strata Elite cardholders can earn 100,000 bonus factors after spending $6,000 throughout the first three months of account opening.
TPG’s October 2025 valuations place Citi ThankYou Rewards factors at 1.9 cents apiece, that means this welcome provide is price $1,900.
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Because the card launched so not too long ago, that is the finest bonus we have seen in its quick historical past.
Am I eligible for the Citi Strata Elite’s welcome bonus?
Should you’ve determined to use for the Citi Strata Elite and earn its historic welcome provide, you might have a couple of particular questions associated to bonus eligibility. We’ve you lined with the solutions to some generally requested questions.
What credit score rating do I want for the Citi Strata Elite?
TPG recommends a minimal rating of 670 to be accredited for the Citi Strata Elite, though some individuals with decrease scores could also be accredited.
In case your credit score rating is just too low otherwise you’re nonetheless constructing credit score historical past, it is best to maintain on getting the Strata Elite and as a substitute go for a starter card.
What are Citi’s software guidelines for brand spanking new playing cards?
Basically, Citi would not restrict what number of playing cards you possibly can have from the financial institution.
Nevertheless, your total credit score throughout all Citi playing cards may very well be restricted. So, in case you run into this difficulty, a fast name to Citi’s reconsideration line ought to assist you get accredited by shifting credit score from one Citi card to a brand new one. Citi’s quantity for checking your software standing is 1-866-606-2787.
Citi additionally limits how incessantly you possibly can earn a welcome bonus on one among its playing cards. When you earn a bonus on a Citi card, you may have to attend 48 months to earn the welcome bonus once more.
Nevertheless, this is not a problem for brand spanking new candidates to the Citi Strata Elite since it is a brand-new card.
What if I already produce other Citi playing cards?
You are eligible for the bonus on the Citi Strata Elite even in case you maintain different Citi playing cards and have earned bonuses on them. This contains the Citi Status, in order that’s excellent news for present Citi cardholders.
What if I additionally wish to apply for the brand new Citi Strata Card?
Together with the Citi Strata Elite information, the Citi Rewards+® Card has been rebranded to the Citi Strata℠ Card (see charges and charges).
The data for the Citi Rewards+ Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
The Citi Strata is a no-annual-fee card that earns Citi ThankYou Rewards factors and comes with its personal welcome bonus. For a restricted time, new candidates can earn 30,000 bonus factors after spending $1,000 throughout the first three months of account opening.
It’s doable for somebody seeking to earn a bit of Citi ThankYou Rewards factors to efficiently apply for each the Citi Strata Elite and the Citi Strata. New candidates may even be eligible to earn each bonuses.
It is price mentioning you can solely apply for one Citi card (private or enterprise) each eight days, and you will not be accredited for greater than two playing cards in a 65-day window.
The one stipulations are that you just will not be capable of earn the welcome provide on the Citi Strata in case you obtained a brand new bonus for a Citi Rewards+ account prior to now 48 months or transformed one other Citi card that you just’d earned a bonus on within the final 48 months right into a Citi Strata or Citi Rewards+ account. These restrictions don’t apply to the Citi Strata Elite.
Associated: New Citi Strata Card now accepting functions
Backside line
New candidates to the Citi Strata Elite ought to be happy with the restricted restrictions on incomes the cardboard’s 100,000-point welcome bonus — the very best within the card’s quick historical past.
Candidates who’re accredited for the Strata Elite will obtain the bonus so long as they meet the spending requirement. This card options a number of worthwhile perks and may very well be a stable addition to a frequent traveler’s pockets.
To be taught extra, learn our full evaluate of the Citi Strata Elite Card.
Apply right here: Citi Strata Elite Card