United Quest Card overview
The United Quest℠ Card is a wonderful alternative for folk who fly United Airways regularly and might reap the benefits of advantages like free checked baggage on United flights, precedence boarding and an inflight low cost. This card is a stable alternative for many who frequent United and might preserve observe of advantages to maximise card membership. Card Ranking*: ⭐⭐⭐⭐
*Card score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The United Quest Card is the proper “in-between” card for frequent United vacationers. It presents extra perks than the United℠ Explorer Card and a decrease annual payment than the premium United Membership℠ Card.
The cardboard lately underwent an overhaul, including a number of new perks, altering a couple of others and rising the annual payment to $350. Whereas this might sound like a damaging change, the brand new credit can simply offset this payment if you happen to discover worth in them. The important thing right here is remembering to make the most of them on a month-by-month or annual foundation.
The really useful credit score rating for the United Quest Card is a minimum of 670. Nevertheless, it might be attainable to get accredited with a decrease rating.
This is what it is advisable to know in regards to the United Quest Card to resolve if it is the best match for you.
United Quest Card execs and cons
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United Quest Card welcome supply
For a restricted time, new United Quest Card holders can earn 90,000 United MileagePlus miles and 500 Premier qualifying factors after spending $4,000 on qualifying purchases within the first three months from account opening.
Based on TPG’s March 2025 valuations, United miles are value 1.35 cents every, making this supply value $1,215.
This supply is the highest supply we have seen on the cardboard in over three years.
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Word that this supply shouldn’t be accessible to present or earlier cardmembers who obtained a brand new bonus inside the previous 24 months, and Chase’s 5/24 rule applies.
Associated: The final word information to incomes elite standing with United playing cards
United Quest Card advantages
The United Quest Card has some helpful perks for normal United flyers who do not essentially need or want the United Membership entry that comes with the top-tier United Membership Card.
Listed below are a number of the high perks.
TravelBank money
With this card, you will earn $200 in TravelBank money every account anniversary yr. TravelBank is a web based account the place United flyers can sustain with flight credit and extra to fund purchases with the service.
This credit score wipes out greater than half of the cardboard’s $350 annual payment.
Low cost on award redemptions
You may obtain one 10,000-mile low cost after your first cardmember anniversary.
As of March 2025, TPG values the ten,000-mile credit score at $135.
You may also earn a second 10,000-mile credit score after spending $20,000 on the cardboard in a calendar yr.
On high of these perks, United Quest cardholders take pleasure in:
- Free checked baggage: First and second baggage for the cardholder and a companion on the identical reservation*
- Inflight low cost: 25% again on United inflight purchases
- Resort credit score: As much as a $150 annual assertion credit score on pay as you go reservations made by way of Famend Lodges and Resorts every account anniversary yr
- JSX credit score: As much as $150 in annual assertion credit on JSX flight purchases made every account anniversary yr
- PQP enhance: A 1,000-PQP enhance is utilized every year (this may seem in your MileagePlus account between February and April, starting in 2026)
- PQP earnings: Earn as much as 18,000 PQPs per calendar yr (1 PQP for each $20 you spend on purchases will be utilized towards your Premier standing qualification, as much as the Premier 1K degree; the brink on this perk was doubled within the card’s current overhaul)
- Precedence boarding
- Rental automobile credit score: As much as $40 every for the primary two Avis or Funds automobile leases booked by way of United Vehicles every account anniversary yr
- Instacart credit score: One $10 and one $5 month-to-month Instacart credit score, plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)
- Journey-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing companies, plus a bonus of $4 (for a complete of $12) in December
- TSA PreCheck/World Entry credit score: As much as $120 each 4 years
- Journey and buy protections
*It’s essential to use your Quest Card to pay to your ticket to examine your baggage without spending a dime — together with the taxes and costs you pay if you guide award tickets with miles.
Additionally, if you happen to spend $40,000 on the cardboard in a calendar yr, you will obtain two world Economic system Plus seat upgrades.
This has grow to be a laundry checklist of credit masking all the pieces from grocery supply to rental automobiles and lodge reservations, but it surely additionally helps outweigh the United Quest Card’s larger annual payment.
A few of these perks can be simpler to make use of than others. As an illustration, if you happen to do not frequent Avis or Funds for automobile leases or see your self reserving with JSX, these advantages could possibly be tougher to maximise. Others, just like the Instacart credit and the lodge profit, could possibly be extra useful for cardholders.
Normally, if you happen to fly United usually, you will respect the credit and free checked baggage this card presents. And if you happen to’re chasing United standing, the additional PQPs this card earns will fast-track your progress.
Associated: Airline baggage charges: How a lot it prices to examine a bag on main US airways
Incomes miles on the United Quest Card
On high of United purchases, the United Quest Card earns bonus miles in a number of classes. With this card, you will earn:
- 8 miles per greenback spent on United flights
- 5 miles per greenback spent on lodge stays booked by way of Famend Lodges and Resorts
- 3 miles per greenback spent on all different United purchases
- 2 miles per greenback spent on different journey purchases
- 2 miles per greenback spent on eating and choose streaming purchases
- 1 mile per greenback spent on all different purchases
The United Quest Card earns bonus miles on common journey and eating purchases, in addition to on United spending. Nonetheless, you will discover comparable or higher earnings for these classes on different journey playing cards.
Associated: The perfect bank cards to make use of for United flights
Redeeming miles on the United Quest Card
You should utilize your United MileagePlus miles to guide flights on United or its companions like Air Canada, Lufthansa and Singapore Airways. Amongst your choices are reserving home routes on United for as little as 5,000 miles and utilizing a bigger chunk of miles to fly enterprise class to Asia on All Nippon Airways.
If you happen to can make the most of United’s distinctive Excursionist Perk, you will get much more worth out of your MileagePlus miles.
You may also redeem your miles for nonflight gadgets, together with United Membership memberships, inflight Wi-Fi purchases, TSA PreCheck, automobile leases and lodge stays.
Moreover, you’ll be able to switch your miles to Marriott Bonvoy, however you will get a decrease worth out of your miles with any of those choices than you’d if you happen to used them to guide flights.
Andrea Rotondo, TPG’s director of content material operations, lately redeemed 6,000 United miles for a one-way economic system flight between Frankfurt and Vienna.
Low-cost mile redemptions aren’t simply restricted to home flights; you may as well safe improbable offers on worldwide journeys. Rachel Craft, a factors and miles author at TPG, redeemed 88,000 United miles for a one-way business-class ticket to Antananarivo, Madagascar, from Denver on Ethiopian Airways. That flight would have ordinarily value her round $9,000 if she paid with money.
Associated: Methods to redeem miles with the United MileagePlus program
Which playing cards compete with the United Quest Card?
If you’d like extra United perks or cannot justify the annual payment on the United Quest Card, one in all these playing cards could also be a greater match:
- If you’d like United Membership entry: The United Membership Card presents much more United advantages. It has a better annual payment of $695, however the United Membership membership is value as much as $750, so this one perk justifies the cardboard’s annual payment. The cardboard additionally comes with larger incomes charges on United purchases. To be taught extra, try our full evaluation of the United Membership Card.
- If you’d like extra versatile rewards: The Chase Sapphire Most well-liked® Card has comparable bonus classes and permits you to switch your Chase Final Rewards factors to United or any of Chase’s different switch companions. Plus, it comes with a decrease annual payment of $95. To be taught extra, try our full evaluation of the Chase Sapphire Most well-liked.
- If you’d like United advantages for a decrease annual payment: The United Explorer Card earns bonus miles on United purchases. It features a free checked bag for you and a companion however is cheaper to carry, coming with a $0 introductory annual payment for the primary yr, then $150 afterward. To be taught extra, try our full evaluation of the United Explorer Card.
For added choices, browse our full lists of finest airline bank cards and finest journey bank cards.
Associated: United Quest vs. United Membership: Greater is best
Is the United Quest Card value it?
The $350 annual payment might sound steep, however if you happen to maximize the $200 TravelBank money and examine a typical bag on 4 one-way United flights per yr, you will come out forward.
Backside line
The United Quest Card presents a number of advantages for United vacationers and a number of journey perks to make the most of every year. If you happen to’re a frequent United flyer keen to maximise this suite of advantages, this card could possibly be a terrific alternative for you.
That being stated, anybody wanting complimentary airport lounge entry or extra versatile rewards would possibly select a unique route.
Apply right here: United Quest Card