15% ROI, 5% down loans!”,”body”:”3.99% rate, 5% down! Access the BEST deals in the US at below market prices! Txt REI to 33777 “,”linkURL”:”https://landing.renttoretirement.com/og-turnkey-rental?hsCtaTracking=f847ff5e-b836-4174-9e8c-7a6847f5a3e6%7C64f0df50-1672-4036-be7b-340131b43ea4″,”linkTitle”:”Contact Us Today!”,”id”:”65a6b25c5d4b6″,”impressionCount”:”1225514″,”dailyImpressionCount”:”4470″,”impressionLimit”:”1500000″,”dailyImpressionLimit”:”8476″,”r720x90″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/01/720×90.jpg”,”r300x250″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/01/300×250.jpg”,”r300x600″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/01/300×600.jpg”,”r320x50″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/01/320×50.jpg”,”r720x90Alt”:””,”r300x250Alt”:””,”r300x600Alt”:””,”r320x50Alt”:””},{“sponsor”:”BiggerPockets Financial Services Finder”,”description”:”2″,”imageURL”:null,”imageAlt”:null,”title”:”2″,”body”:”2″,”linkURL”:”https://www.biggerpockets.com/business/finder/tax-and-financial-services”,”linkTitle”:”Find a Financial Planner”,”id”:”664e3267b2cc1″,”impressionCount”:”81010″,”dailyImpressionCount”:”125″,”impressionLimit”:”1000000000″,”dailyImpressionLimit”:”10000000″,”r720x90″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/05/FinServ-Blog-720×90-1.png”,”r300x250″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/05/FinServ-Blog-300×250-1-e1716400562184.png”,”r300x600″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/05/FinServ-Blog-300×600-1.png”,”r320x50″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/05/FinServ-Blog-320×50-1-e1716400684636.png”,”r720x90Alt”:”BiggerPockets financial planner finder”,”r300x250Alt”:”BiggerPockets financial planner finder”,”r300x600Alt”:”BiggerPockets financial planner finder”,”r320x50Alt”:”BiggerPockets financial planner finder”},{“sponsor”:”CV3 Financial”,”description”:”2″,”imageURL”:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/07/Logo-512×512-1.png”,”imageAlt”:””,”title”:”2″,”body”:”2″,”linkURL”:”https://cv3financial.com/financing-biggerpockets/?utm_source=biggerpockets&utm_medium=website&utm_campaign=august&utm_term=bridge&utm_content=banner”,”linkTitle”:””,”id”:”66a7f395244ed”,”impressionCount”:”329771″,”dailyImpressionCount”:”2565″,”impressionLimit”:”636364″,”dailyImpressionLimit”:”4187″,”r720x90″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/07/CV3-720×90-1.png”,”r300x250″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/07/CV3-300×250-1.png”,”r300x600″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/07/CV3-300×600-1.png”,”r320x50″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/07/CV3-320×50-1.png”,”r720x90Alt”:””,”r300x250Alt”:””,”r300x600Alt”:””,”r320x50Alt”:””},{“sponsor”:”2″,”description”:”2″,”imageURL”:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/08/REI-Nation-Logo.png”,”imageAlt”:””,”title”:”2″,”body”:”2″,”linkURL”:”https://hubs.ly/Q02LzKH60″,”linkTitle”:””,”id”:”66c3686d52445″,”impressionCount”:”333435″,”dailyImpressionCount”:”2128″,”impressionLimit”:”500000″,”dailyImpressionLimit”:”6173″,”r720x90″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/08/REI-Nation-X-BP-Blog-Ad-720×90-1.png”,”r300x250″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/08/REI-Nation-X-BP-Blog-Ad-300×250-1.png”,”r300x600″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/08/REI-Nation-X-BP-Blog-Ad-300×600-1.png”,”r320x50″:”https://www.biggerpockets.com/blog/wp-content/uploads/2024/08/REI-Nation-X-BP-Blog-Ad-320×50-1.png”,”r720x90Alt”:””,”r300x250Alt”:””,”r300x600Alt”:””,”r320x50Alt”:””},{“sponsor”:”RESimpli”,”description”:”2″,”imageURL”:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/01/Color-Icon-512×512-01.png”,”imageAlt”:””,”title”:”2″,”body”:”2″,”linkURL”:”https://resimpli.com/biggerpockets?utm_source=bigger_pockets&utm_medium=blog_banner_ad&utm_campaign=biggerpockets_blog”,”linkTitle”:””,”id”:”679d0047690e1″,”impressionCount”:”128232″,”dailyImpressionCount”:”1883″,”impressionLimit”:”600000″,”dailyImpressionLimit”:”3315″,”r720x90″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/01/720×90-2.png”,”r300x250″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/01/300×250-2.png”,”r300x600″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/01/300×600-2.png”,”r320x50″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/01/320×50-2.png”,”r720x90Alt”:””,”r300x250Alt”:””,”r300x600Alt”:””,”r320x50Alt”:””},{“sponsor”:”Rent to Retirement”,”description”:”2″,”imageURL”:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/02/Logo_whtborder_SMALL-2.png”,”imageAlt”:””,”title”:”2″,”body”:”2″,”linkURL”:”https://landing.renttoretirement.com/og-turnkey-rental?hsCtaTracking=f847ff5e-b836-4174-9e8c-7a6847f5a3e6%7C64f0df50-1672-4036-be7b-340131b43ea4″,”linkTitle”:””,”id”:”67a136fe75208″,”impressionCount”:”139608″,”dailyImpressionCount”:”1998″,”impressionLimit”:”3000000″,”dailyImpressionLimit”:”9010″,”r720x90″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/02/720×90.jpg”,”r300x250″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/02/300×250.jpg”,”r300x600″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/02/300×600.jpg”,”r320x50″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/02/320×50.jpg”,”r720x90Alt”:””,”r300x250Alt”:””,”r300x600Alt”:””,”r320x50Alt”:””},{“sponsor”:”Fundrise”,”description”:”2″,”imageURL”:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/02/512×512.png”,”imageAlt”:””,”title”:”2″,”body”:”2″,”linkURL”:”https://fundrise.com/campaigns/fund/flagship?utm_medium=podcast&utm_source=biggerpockets&utm_campaign=podcast-biggerpockets-2024&utm_content=REbanners”,”linkTitle”:””,”id”:”67a66e2135a2d”,”impressionCount”:”116870″,”dailyImpressionCount”:”1562″,”impressionLimit”:”1000000″,”dailyImpressionLimit”:”3049″,”r720x90″:null,”r300x250″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/02/Fundrise-300×250-1.png”,”r300x600″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/02/Fundrise-300×600-1.png”,”r320x50″:null,”r720x90Alt”:null,”r300x250Alt”:””,”r300x600Alt”:””,”r320x50Alt”:null},{“sponsor”:”Equity Trust”,”description”:”2″,”imageURL”:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/01/1631355119223.jpeg”,”imageAlt”:””,”title”:”2″,”body”:”2″,”linkURL”:null,”linkTitle”:null,”id”:”67acbad06898b”,”impressionCount”:”2″,”dailyImpressionCount”:0,”impressionLimit”:”2″,”dailyImpressionLimit”:”2″,”r720x90″:null,”r300x250″:null,”r300x600″:null,”r320x50″:null,”r720x90Alt”:null,”r300x250Alt”:null,”r300x600Alt”:null,”r320x50Alt”:null},{“sponsor”:”Realbricks”,”description”:”2″,”imageURL”:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/03/ga8i9pqnzwmwkjxsmpiu.webp”,”imageAlt”:””,”title”:”2″,”body”:”2″,”linkURL”:” https://realbricks.com?utm_campaign=9029706-BiggerPockets&utm_source=blog&utm_medium=banner_ad”,”linkTitle”:””,”id”:”67c5c41926c9f”,”impressionCount”:”122151″,”dailyImpressionCount”:”1985″,”impressionLimit”:”500000″,”dailyImpressionLimit”:”5556″,”r720x90″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/03/Blog-Banner-720×90-2.png”,”r300x250″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/03/Blog-Banner-300×250-1.png”,”r300x600″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/03/Blog-Banner-300×600-1.png”,”r320x50″:”https://www.biggerpockets.com/blog/wp-content/uploads/2025/03/Blog-Banner-320×50-1.png”,”r720x90Alt”:””,”r300x250Alt”:””,”r300x600Alt”:””,”r320x50Alt”:””}])”>
I went to my first FIRE meet-up in 2018 in Denver, Colorado. It was so wonderful to fulfill like-minded individuals and be taught loads about what individuals felt was and wasn’t acceptable in our group. I keep in mind the dialog centering loads on frugality, the best way to save hacks, and the like. Since then, I’ve seen the FIRE group develop up, and the underlying frugality give strategy to a extra balanced way of living. Listed below are three issues I’ve discovered in regards to the FIRE group after internet hosting 120 individuals on a 2025 Royal Caribbean Cruise to the Caribbean.
- The FIRE group is beneficiant.
- They’re essentially the most beneficiant with their time. It was unbelievable to see the assist that everybody had for one another. If somebody wanted assist figuring out the best way to arrange a will and belief, somebody was there. If somebody wanted assist figuring out if now was the time to stop their job, somebody was there to assessment their numbers with them. Spoiler alert: They stop their job after they acquired again dwelling!
- They DO wish to spend cash.
- The FIRE group can get a foul rap for being too frugal. It’s a trope locally for a purpose, BUT it seems that for those who provide one thing enjoyable, like meals, drinks, leisure, and group, they’re tremendous comfortable to spend their cash. It simply has to make sense to them.
- Freedom is the guts of the group.
- It actually isn’t about quitting jobs, the rule of 25, or spreadsheets (although all of us love these). It actually is about shopping for freedom. Everybody simply needs to have the ability to make a selection on what they do with their time and who they spend it with. They’ve realized that having the ability to keep dwelling with their children or assist an ailing member of the family is a luxurious that others don’t have. FIRE actually is in regards to the FI and never the RE.
It’s an honor having a group of a number of the smartest individuals round additionally develop into very conscientious people who’re being intentional about making a life to “retire to.” It’s humorous as a result of I preserve saying “they,” however as a outstanding member of the FIRE group, I can relate to all of this. I’m positive you may, too!
Need to be part of us within the Caribbean or Alaska for 2026? Take a look at extra information at https://www.amberlygrant.com/cruise
The Cash Podcast
Kickstart your private finance journey with Scott and Mindy as they break down the nice, dangerous, and ugly of individuals’s private cash tales. From interviews with entrepreneurs and enterprise house owners to breakdowns of listener funds, you’ll get actionable recommendation on the best way to get out of debt and develop your cash.
![]()