Loads of bank cards provide resort assertion credit to cardmembers as a profit. The Delta Air Traces and American Specific household of playing cards is not any totally different, with one of many extra underrated credit provided on many of the Delta playing cards being the annual Delta Stays credit score.
Whereas this can be a beneficial profit that may assist offset a number of the annual charges the playing cards cost, many cardmembers overlook to make use of it earlier than it expires on the finish of the yr.
So, let’s dive into the right way to use — and maximize — the Delta Stays credit score.
What’s the Delta Stays credit score?
The Delta Stays credit score is an annual assertion credit score on choose Delta Amex playing cards for pay as you go lodges or trip leases booked by way of Delta’s resort platform, powered by Expedia. It provides $100 to $250 again every calendar yr, relying on which card you have got.
Which playing cards provide the Delta Stays credit score?
Six of the seven Delta playing cards obtain the credit score; the one one that does not provide the credit score is the entry-level Delta SkyMiles® Blue American Specific Card. Listed here are the annual quantities damaged down by card:
Associated: Present welcome provides on Delta Amex playing cards
Key phrases
Listed here are some necessary issues to notice when utilizing the credit score:
- Solely pay as you go stays are eligible.
- The quantity of the credit score is per calendar yr.
- The credit score doesn’t have for use suddenly. It may be used on a number of stays till you attain the complete worth.
- There isn’t a minimal night time requirement for this credit score, which is a bonus contemplating another bank cards’ resort assertion credit require you to e book not less than two nights.
- In case your keep prices greater than the credit score worth, it can successfully be utilized as a reduction.
- If in case you have a number of Delta playing cards, you’ll obtain a number of credit. Nevertheless, the credit can’t be stacked on the identical reservation.
- You may earn 2 or 3 SkyMiles per greenback spent (relying on which card you have got), in addition to Medallion Qualification {Dollars}.
If in case you have resort elite standing, remember that you sometimes will not obtain any of these advantages or earn loyalty factors when reserving by way of an on-line journey company like Delta Stays. So, for those who keep at a resort chain the place you maintain standing, be ready to your advantages to not be honored.
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My suggestion is to make use of resort credit like these on the resort chains you have no standing with or at boutique lodges not a part of a loyalty program.
Associated: Advantages galore: Why the Delta Reserve Amex is my favourite cobranded bank card
The right way to use the Delta Stays credit score
Reserving with this credit score is easy and may be finished in only a few simple steps:
- First, go to the Delta Stays web site and choose the “Stays” (for lodges) or “Trip Leases” tab.
- Then, enter your vacation spot, dates, and variety of nights and vacationers.
- Subsequent, choose the property you wish to keep at.
- At checkout, choose a pay as you go price to qualify for the credit score. Many pay as you go charges are absolutely refundable, supplying you with flexibility in case your plans change — however keep away from choices that say “Reserve now, pay at resort” since they don’t seem to be pay as you go.
- Lastly, pay along with your Delta bank card.

After you e book and pay for a resort by way of Delta Stays, the phrases and situations state that the credit score can take as much as 90 days to put up to your account. Nevertheless, the credit score often posts a lot faster than that, sometimes inside 4 days.
Associated: Maximize resort free night time certificates by planning your bank card purposes
How the TPG employees has maximized the credit score
This credit score is a straightforward technique to cut back journey prices, and when used strategically, it might probably even cowl a whole night time’s keep. This is how a couple of of us at TPG have put this perk to work.
Making early flights simpler
Nick Ewen, TPG’s senior editorial director, used his credit score after a weeklong getaway to Prince Edward Island. With a 9 a.m. departure from the airport in Halifax, Nova Scotia, the following day, he stayed at a resort simply steps from the terminal. As an alternative of coping with a predawn drive, he merely walked from his room to the airport — about 50 steps away.
The room value $252, however because of the as much as $200 credit score on his Delta Reserve, he paid simply $52 out of pocket. It was a stress-free finish to his journey and a sensible technique to maximize the credit score’s worth.
Turning an extended drive into a brief hop
Gabrielle Bernardini, TPG’s senior factors and miles editor, used her credit score on a household journey to Italy. After exploring the Dolomites, she wanted to catch an early morning flight from Venice to Sicily. Quite than waking up in the midst of the night time for a three-hour drive, she booked an evening at an impartial resort simply 10 minutes from the airport.

The keep value $184, however after making use of her Delta Stays credit score from her Delta Gold, she paid solely $84. It made an early journey day a lot smoother — and cheaper.
My plan for a free night time in South Africa
As for me, I am planning to make use of this yr’s credit score throughout an upcoming journey to South Africa. I will be there for a couple of weeks, so masking even one night time makes a distinction.
I’ve chosen the Hyatt Home Johannesburg Rosebank, which is available in below $100 per night time. I do not maintain elite standing with Hyatt, so I am not lacking out on any perks by reserving by way of Delta Stays — and I will successfully get a free night time simply through the use of the credit score on my Delta Gold.
Suggestions for utilizing the Delta Stays credit score
To get essentially the most worth out of your annual Delta Stays credit score, maintain the following pointers in thoughts:
- Watch the calendar. The credit score is issued per calendar yr and does not roll over. Keep away from reserving stays on the very finish of December as a result of for those who e book Dec. 30 or 31 and the credit score posts in January, you may lose that yr’s credit score totally. Deal with it as a use-it-or-lose-it perk.
- Goal brief stays. The credit score works finest on one- or two-night stays costing $100 to $250 (relying on which card you have got). This retains your out-of-pocket value low and your worth excessive.
- Examine costs. Charges by way of Delta Stays can typically be increased than reserving straight with the resort. As an example, after I checked out my South Africa resort, the Delta Stays price was $14 increased than reserving straight with Hyatt. The small distinction did not hassle me for the reason that keep was successfully free, nevertheless it’s price checking.
- Look past the large chains. Reserving boutique lodges or trip leases could be a sensible transfer since you will not miss out on resort loyalty factors or elite perks you may in any other case earn from main chains.
- Think about using it overseas. Resort costs in some worldwide locations may be far decrease than within the U.S. Some TPG staffers, like me, favor to make use of this credit score overseas, the place it might probably typically cowl a number of nights.
- Ebook pay as you go stays. To set off the credit score, you will need to e book a pay as you go keep by way of the Delta Stays web site. If it isn’t pay as you go, you will not obtain the assertion credit score.

Backside line
The Delta Stays credit score is a straightforward technique to get actual worth out of your Delta bank card. Relying in your card, you may get $100 to $250 again every year on pay as you go resort bookings made by way of the Delta Stays portal, serving to to offset the annual charge and maybe even cowl a full night time’s keep.
Simply remember to use it earlier than the calendar yr ends, and provides your self sufficient time for the credit score to put up. A little bit planning can flip this usually ignored perk into a straightforward win.
Associated: Which bank card must you use for Delta Air Traces flights?