Many vacationers love redeeming Chase Final Rewards factors for lodge stays by way of the Chase Journey℠ portal. That is very true now that Factors Increase lets eligible cardholders redeem factors for lodge stays by way of Chase Journey for as much as 2 cents per level, relying on the cardboard and the redemption.
You probably have one of many following playing cards, you would additionally switch your Chase factors to pick lodge loyalty applications — IHG One Rewards, Marriott Bonvoy and World of Hyatt — at a 1:1 ratio and redeem factors by way of that program to your keep:
It is comparatively simple to ebook a keep no matter whether or not you ebook by way of the Chase Journey portal or switch factors to a lodge companion loyalty program after which redeem by way of that program, so ease of reserving should not be an element. Nonetheless, when deciding the right way to redeem Chase factors for a lodge keep, there are two essential points to think about. So, let’s dive in.
Factors required to your keep
The simplest method to decide whether or not it’s best to switch Chase factors to a lodge loyalty program or ebook a lodge by way of Chase Journey is to check the variety of factors you’d must redeem. If you wish to ebook a particular Hyatt, IHG or Marriott property, you’ll be able to examine the factors value by way of the Chase Journey portal to the factors value of the property if redeemed by way of the lodge loyalty program.
For instance, I might switch 4,000 Chase Final Rewards factors to Hyatt after which redeem 3,500 Hyatt factors for this night time on the Hyatt Place Atlanta Airport-South.
But when I wished to ebook by way of Chase Journey utilizing factors from my Chase Sapphire Most well-liked Card account, I might must redeem 11,538 Chase factors for a similar night time. And if I might utilized for my Chase Sapphire Most well-liked after June 22, I might solely get 1 cent per level on this reservation and would want to redeem 14,423 factors.
No matter once I utilized for my card, I might get higher worth by transferring Chase factors to Hyatt and reserving an award keep by way of the World of Hyatt program on this case.
If you do not have a particular property you wish to ebook, you’ll be able to nonetheless examine your choices by selecting a property by way of Chase Journey and checking award charges for properties bookable by way of Marriott, IHG and Hyatt. This may allow you to examine your choices and the variety of Chase factors you’d must redeem for every.
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Associated: How a lot are Chase Final Rewards factors value?
Loyalty program advantages
The second side to think about is loyalty program advantages if you ebook immediately, together with on award stays. For instance, I recognize getting advantages attributable to my lodge elite standing once I ebook immediately with Hyatt, Marriott and IHG. Plus, I like incomes elite qualifying nights towards requalifying for elite standing with these applications. In any case, these applications all present elite qualifying nights, even on award stays.
You often will not get loyalty program advantages and elite earnings if you ebook by way of a web-based journey company like Chase Journey, apart from choose properties booked by way of The Edit by Chase Journey. So, I take advantage of Chase Journey to ebook resorts exterior my major lodge loyalty applications, equivalent to boutique or unbiased resorts.
Associated: Maximize your rewards by getting a fourth or fifth night time free on award stays
Backside line
Evaluating your choices is essential and may help you get extra worth out of your Chase Final Rewards factors.
For instance, my sister-in-law has the Chase Sapphire Most well-liked and was going to ebook a one-night keep throughout a highway journey by way of the Chase Journey portal for about 20,000 Chase factors. However earlier than she did so, I discovered her a comparable Class 1 Hyatt property that solely value her 5,000 factors for a similar night time if she transferred Chase factors to Hyatt after which redeemed Hyatt factors for her keep. On this case, she saved round 15,000 Chase factors just by transferring factors to Hyatt as a substitute of reserving by way of the Chase Journey portal.
If you do not have a premium Final Rewards card that gives entry to switch companions, now is a superb time to use. The Chase Sapphire Reserve at present has a welcome supply of 100,000 factors plus a $500 Chase Journey promo credit score after spending $5,000 on purchases within the first three months from account opening, whereas the Chase Sapphire Reserve for Enterprise has a welcome supply of 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
It is also value remembering that you may switch Chase Final Rewards factors to varied airline loyalty applications. Take a look at the next tales to study extra about the right way to maximize your redemptions: