If you happen to’re somebody who orders just about all the things from Amazon, you might think about becoming a member of the ranks of TPGers who’ve and love the Prime Visa (see charges and charges). The Prime Visa is Amazon’s flagship bank card from Chase that’s beloved by TPG staffers and readers alike because of its unmatched cash-back earnings on Amazon purchases.
The Prime Visa has no annual price, nevertheless it does require cardholders to have an lively Prime membership, which prices $14.99 monthly or $139 per yr.
The Prime Visa is providing a stable welcome provide of an on the spot $150 Amazon present card upon approval.
Let’s look at why this card is value including to your pockets.
Prime Visa welcome provide
New Prime Visa candidates will obtain an on the spot $150 Amazon present card upon approval.
This can be a good welcome provide for the Prime Visa, and it is made even higher as a result of it is delivered immediately upon approval — no spending is required. This $150 present card might be particularly helpful for last-minute items or to assist offset the rising value of merchandise because of not too long ago launched tariffs.
Must you get the Prime Visa?
The Prime Visa is among the finest playing cards for Amazon and Complete Meals purchases, nevertheless it additionally has ongoing perks that may make this card an excellent addition to your pockets.
The Prime Visa has many beneficiant limitless bonus-earning classes:
- 5% money again on Amazon.com purchases
- 5% money again on Amazon Contemporary and Complete Meals purchases
- 5% money again on Chase Journey℠
- 2% money again on fuel
- 2% money again on eating places (takeout and supply included)
- 2% money again on native transit and commuting (together with ride-hailing providers)
- 1% money again on all different purchases
Day by day E-newsletter
Reward your inbox with the TPG Day by day publication
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
Money again is earned within the type of rewards factors, which might be redeemed for money again, Amazon purchases, present playing cards, or journey booked by the Chase Journey portal. Prime Visa cardholders can redeem the rewards they earned as quickly as the subsequent day.
These are industry-leading cash-back charges on purchases at Amazon that may be particularly helpful with the vacation purchasing season underway. As an example, when you spend $1,000 at Amazon for Christmas purchasing, the 5% money again would equate to $50 earned.
Prime Visa cardholders additionally obtain 10% money again on a rotating choice of gadgets and classes.
Moreover, the Prime Visa card comes with varied buy and journey protections, together with:
- Buy safety
- Prolonged guarantee safety
- Auto rental protection
- Roadside help
- Baggage delay insurance coverage
- Misplaced baggage reimbursement
- Journey accident insurance coverage
- Journey and emergency help
It is necessary to notice that you just have to be underneath Chase’s 5/24 rule to be eligible to use for this card. You could need to wait earlier than making use of for this card if you’re near being at 5/24 and are all for different Chase playing cards that will provide additional cash again in different classes or earn a transferable foreign money.
If you happen to do not store at Amazon regularly or do not have a Prime membership (which is required), this card might not be finest fitted to you.
Backside line
The Prime Visa is a superb no-annual-fee card that provides an unmatched 5% money again on Amazon and Complete Meals purchases. Nonetheless, if you’re over Chase’s 5/24 rule, you will not be eligible and will think about different card choices.
If in case you have a Prime membership and store at Amazon regularly, the Prime Visa is a no brainer to have in your pockets. Plus, the moment $150 Amazon present card is a stable welcome bonus.
Associated: Prime Visa card overview: A good selection for normal Amazon buyers
Apply right here: Prime Visa