Probably the greatest causes to apply for a journey rewards card is the welcome supply. By hitting sure minimal spending necessities, you possibly can typically earn tens of hundreds of factors or miles inside the first few months of opening a brand new card.
Welcome provides change on a regular basis, and a part of any profitable journey rewards technique is figuring out when it is the suitable time to use for a particular card. In any case, you would not wish to miss out on a haul of bonus factors by making use of too early — or too late.
Nonetheless, with out monitoring the welcome provides on particular playing cards over time, you won’t have the context it is advisable know whether or not a specific supply is price making use of for at any given second.
Fortunately, we have performed that give you the results you want and compiled all the data you will want into one useful information. It’s also possible to verify our steadily up to date checklist of the greatest elevated card provides to use for.
On this article, we’ll concentrate on American Categorical, which fields a number of the greatest cobranded and proprietary rewards playing cards accessible from any issuer.
Finest American Categorical welcome provides
Listed below are a number of the hottest Amex playing cards, with steerage on when you must apply for every.
Simply be aware that we’re solely discussing publicly accessible welcome provides. Some of us could obtain focused provides with extra bonus factors or money again. Moreover, provides could change at any time, and a number of the provides talked about under is probably not accessible right now.
Remember that American Categorical solely permits you to earn one bonus per lifetime on every of its playing cards, so ensure that to attend for the very best time to use.
| Card | Finest welcome supply we have seen | When to use |
|---|---|---|
| The Platinum Card® from American Categorical | Earn 100,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. Plus, earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide, on as much as $25,000 in mixed purchases, additionally within the first six months of card membership. | Over 100,000 factors |
| The Enterprise Platinum Card® from American Categorical | Earn 150,000 bonus factors: 100,000 after you spend $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 complete within the first three months. | Over 100,000 factors |
| American Categorical® Gold Card |
Earn 100,000 bonus factors after spending $4,000 on purchases within the first six months of card membership. |
Over 60,000 factors |
| American Categorical® Enterprise Gold Card | Earn 130,000 bonus factors after spending $20,000 on purchases inside the first six months of card membership. | Over 90,000 factors |
| American Categorical® Inexperienced Card | Earn 60,000 bonus factors after spending $3,000 on purchases on the cardboard inside the first six months of card membership. Plus, earn 20% again on journey and transit purchases within the first six months, as much as $200 again. | Over 45,000 factors |
| Blue Money Most popular® Card from American Categorical | Earn $350 money again (as a press release credit score) after you spend $3,000 within the first six months of card membership. | Over $250 money again |
| Blue Money On a regular basis® Card from American Categorical | Earn as much as $250 money again: Earn 20% again as a press release credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, earn $100 again as a press release credit score after spending $2,000 in purchases within the first six months of card membership. | Over $200 money again |
The data for the American Categorical Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Day by day Publication
Reward your inbox with the TPG Day by day e-newsletter
Be a part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s specialists
CardMatch Instrument
It is also all the time a good suggestion to verify the CardMatch instrument to see for those who is perhaps eligible for greater provides on particular playing cards, resembling The Platinum Card from American Categorical or the American Categorical Gold Card. These focused provides can change at any time, nevertheless, and never everybody shall be focused for a similar provides.
The Platinum Card from American Categorical
The Platinum Card from American Categorical has lengthy been one of the vital standard premium playing cards in the marketplace, regardless of its steep $695 annual price (see charges and costs).
It provides a slew of luxury-skewing, value-added advantages that may save cardmembers cash on all the pieces from airline charges to resort stays. Enrollment is required for choose advantages; phrases apply.
Listed below are the provides we’ve seen on the Amex Platinum:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to current | Discover out your supply and see if you’re eligible for as excessive as 175,000 bonus factors after spending $8,000 on purchases inside the first six months of card membership. Welcome provides fluctuate and also you is probably not eligible for a proposal. | As much as $3,500 |
| August 2023 to June 2025 | Earn 80,000 bonus factors after spending $8,000 within the first six months of card membership. | $1,600 |
| November 2022 to August 2023 | Earn 80,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,600 |
| January 2022 to November 2022 | Earn 100,000 bonus factors after spending $6,000 within the first six months of card membership. | $2,000 |
*Valuations are primarily based on TPG’s August 2025 valuations and should not from the issuer.
Highest welcome supply
When the Amex Platinum ran its highest-ever supply, candidates might earn 100,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. Plus, they may earn 10 factors per greenback on “Store Small” purchases within the U.S. and at eating places worldwide (on as much as $25,000 in mixed purchases) within the first six months of card membership. This might result in a complete of 250,000 extra factors.
When to use
Usually, purpose to use for this card provided that you possibly can safe a welcome supply of 100,000 factors or extra, whether or not by means of a focused supply, the CardMatch instrument or a limited-time supply.
Be taught extra: Amex Platinum
The Enterprise Platinum Card from American Categorical
The Enterprise Platinum Card from American Categorical typically extends much more profitable welcome provides than its private counterpart and provides most of the similar luxurious perks, although a few of its assertion credit are centered on typical enterprise expenditures. Cardmembers pay the identical $695 annual price for the Enterprise Platinum (see charges and costs) as the patron Platinum.
Enrollment is required for choose advantages; phrases apply.
Listed below are the provides we’ve seen on the Amex Enterprise Platinum:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to current | Earn 150,000 bonus factors after spending $20,000 on eligible purchases inside the first three months of card membership. | $3,000 |
| April 2025 to June 2025 | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. Plus, earn a $500 assertion credit score after spending $2,500 on qualifying flights booked straight with airways or by means of American Categorical Journey® inside the first three months of card membership. | As much as $3,500 |
| April 2024 to April 2025 | Earn 150,000 bonus factors after spending $20,000 within the first three months of card membership. | $3,000 |
| December 2022 to April 2024 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
| October 2022 to December 2022 | TPG Unique Supply: Earn 150,000 bonus factors after spending $15,000 within the first three months of card membership. | $3,000 |
| October 2021 to October 2022 | Earn 120,000 bonus factors after spending $15,000 within the first three months of card membership. | $2,400 |
*Valuations are primarily based on TPG’s August 2025 valuations and should not from the issuer.
Highest welcome supply
One of the best welcome supply we have seen for the Amex Enterprise Platinum was 150,000 bonus factors: 100,000 after spending $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 complete within the first three months of card membership.
When to use
Any time this card’s welcome supply tops 100,000 factors, it is price contemplating. In the event you get a proposal — whether or not focused or public — for 120,000 factors or extra, do not wait.
Be taught extra: Amex Enterprise Platinum
American Categorical Gold Card
The American Categorical Gold Card is a wonderful on a regular basis selection for foodies because it earns 4 factors per greenback spent at eating places worldwide on as much as $50,000 in purchases per calendar 12 months (then 1 level per greenback spent) and on as much as $25,000 in purchases per calendar 12 months at U.S. supermarkets (then 1 level per greenback spent). These are strong incomes charges for a card with a $325 annual price (see charges and costs).
It has additionally fielded some excellent welcome provides.
Listed below are the provides we’ve seen on the Amex Gold:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to current | Discover out your supply and see if you’re eligible for as excessive as 100,000 bonus factors after spending $6,000 on purchases inside the first six months of card membership. Welcome provides fluctuate and also you is probably not eligible for a proposal. | As much as $2,000 |
| November 2024 to June 2025 | Earn 60,000 bonus factors after spending $6,000 on eligible purchases inside the first six months of card membership. | $1,200 |
| July 2024 to November 2024 | Earn 60,000 bonus after spending $6,000 within the first six months of card membership. Plus, obtain 20% again in assertion credit on eligible purchases made at eating places worldwide inside the first six months of card membership, as much as $100 again. | As much as $1,300 |
| October 2023 to July 2024 | Earn 60,000 bonus factors after spending $6,000 within the first six months of card membership. | $1,200 |
| June 2022 to October 2023 | Earn 60,000 bonus factors after spending $4,000 within the first six months of card membership. | $1,200 |
| June 2022 | Earn 100,000 bonus factors after spending $4,000 within the first six months of card membership. | $2,000 |
*Valuations are primarily based on TPG’s August 2025 valuations and should not from the issuer.
Highest welcome supply
One of the best public welcome supply we have seen on this card was short-lived. In June 2022, the Amex Gold upped its welcome supply for brand new candidates to 100,000 bonus factors after they spent $4,000 on purchases within the first six months of card membership. It solely lasted a couple of days.
Nonetheless, now you will discover out your supply to see if you’re eligible to earn as excessive as 100,000 bonus factors after spending $6,000 on purchases within the first six months of card membership.
When to use
Contemplate making use of when the welcome supply for those who can safe a welcome supply above 60,000 factors, and significantly take into account hitting that “apply” button any time it tops 75,000 factors.
Be taught extra: Amex Gold
American Categorical Enterprise Gold Card
The American Categorical Enterprise Gold card is nice for small companies because of its sturdy incomes construction. It racks up 4 factors per greenback spent in your prime two eligible spending classes every billing cycle (on as much as $150,000 in purchases per calendar 12 months, then 1 level per greenback spent). Cardmembers might want to pay $375 annually to have this card (see charges and costs).
It has additionally supplied some large welcome provides previously.
Welcome supply historical past
Since July 2024, the Amex Enterprise Gold has supplied an elevated welcome supply: Earn 100,000 bonus factors after spending $15,000 within the first three months of card membership.
Based on TPG’s August 2025 valuations, this welcome supply is price $2,000.
That is the primary time the Amex Enterprise Gold has modified its public welcome supply since April 2021.
Highest welcome supply
This card beforehand supplied as much as 130,000 bonus factors after spending $20,000 on purchases inside the first six months of card membership, however not all candidates have been eligible.
When to use
In the event you see a proposal for this card with over 90,000 factors and a spending requirement that you simply and your small enterprise can simply meet, it is price making use of.
Be taught extra: Amex Enterprise Gold
American Categorical Inexperienced Card
The American Categorical Inexperienced Card is a compelling providing within the mid-tier journey class and is a card that fashionable vacationers ought to take into account. It earns 3 factors per greenback spent on journey, eating places and transit and as much as $209 every calendar 12 months as a press release credit score for Clear Plus (which helps offset its $150 annual price).
Enrollment is required for the Clear Plus profit and it’s topic to auto-renewal; phrases apply.
Welcome supply historical past
The Amex Inexperienced has solely supplied an elevated welcome supply as soon as previously a number of years, from Could 2023 to August 2023. This supply was the very best we’ve seen on this card.
Since then, new Amex Inexperienced cardmembers can earn 40,000 bonus factors after spending $3,000 on purchases within the first six months of card membership.
Based on TPG’s August 2025 valuations, this welcome supply is price $800.
Highest welcome supply
The very best supply we have seen on this card was 60,000 bonus factors after spending $3,000 on purchases in your new card inside the first six months of card membership. Plus, new cardmembers might earn 20% again on journey and transit purchases of their first six months of card membership for as much as $200 again.
When to use
In the event you see a proposal for this card for greater than 45,000 factors, it is price making use of.
Blue Money Most popular Card from American Categorical
The Blue Money Most popular is among the greatest cash-back playing cards presently accessible, with excessive 6% money again incomes charges on U.S. streaming subscriptions and U.S. supermarkets. (U.S. supermarkets are topic to a $6,000 spending cap per calendar 12 months, then 1%.) These incomes charges assist justify its $95 annual price ($0 introductory annual price for the primary 12 months; see charges and costs).
Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as a press release credit score or at Amazon checkout.
Listed below are the provides we’ve seen on the Amex Blue Money Most popular:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| October 2022 to current | Earn a $250 assertion credit score after spending $3,000 within the first six months of card membership. | $250 |
| June 2022 to October 2022 | Earn a $350 assertion credit score after spending $3,000 within the first six months of card membership. | $350 |
| September 2021 to June 2022 | Earn a $300 assertion credit score after spending $3,000 within the first six months of card membership. | $300 |
Highest welcome supply
This card’s welcome supply does not fluctuate a lot, but it surely has supplied as much as $350 money again (as a press release credit score) after spending $3,000 in purchases inside the first six months of card membership.
When to use
This card hasn’t supplied an elevated welcome bonus in a couple of years, so it is probably not price ready for a better supply. That mentioned, we may even see one other supply for $300 or extra sooner or later, and you might also be focused for a better supply.
Be taught extra: Blue Money Most popular
Blue Money On a regular basis Card from American Categorical
Although its earnings aren’t as strong because the Blue Money Most popular, the Blue Money On a regular basis nonetheless racks up money again at a gentle clip. This card’s decrease incomes charges are comprehensible, on condition that it lacks an annual price (see charges and costs). Customers obtain money again within the type of Reward {Dollars} that they’ll redeem as a press release credit score or at Amazon checkout.
Listed below are the provides we’ve seen on the Amex Blue Money On a regular basis:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| January 2023 to current | Earn $200 again as a press release credit score after spending $2,000 within the first six months of card membership. | $200 |
| October 2022 to January 2023 | Earn 20% again as a press release credit score once you use your new card to take a look at with PayPal at retailers within the first six months of card membership, as much as $150 again. Plus, earn $100 again as a press release credit score after spending $2,000 within the first six months of card membership. | As much as $250 |
| September 2021 to October 2022 | Earn $200 again as a press release credit score after spending $2,000 within the first three months of card membership. | $200 |
Highest welcome supply
With this card’s best-ever welcome supply, new cardmembers might earn as much as $250 money again: First, they may earn 20% again as a press release credit score on purchases (as much as $150 again) when utilizing the cardboard to take a look at with PayPal at retailers within the first six months of card membership. Plus, they may earn $100 again as a press release credit score after spending $2,000 in purchases within the first six months of card membership.
When to use
Go for the best supply with a large amount of money again (no less than $200) and a manageable spending requirement ($2,000 or below).
Be taught extra: Blue Money On a regular basis
Delta American Categorical playing cards
American Categorical is the only real issuer of Delta’s cobranded client and enterprise playing cards. Amex’s Delta playing cards function elevated provides extra generally than most of their proprietary playing cards, so it is essential to know when it is the suitable time to use.
In the event you’re fascinated with one in every of Amex’s Delta playing cards, try our information on Delta’s playing cards’ supply historical past that will help you resolve when it is the very best time to use.
Hilton American Categorical playing cards
American Categorical provides a spread of cobranded Hilton playing cards to swimsuit each traveler, from inexperienced persons to hardcore Hilton loyalists. Like Amex’s Delta playing cards, the Hilton playing cards obtain elevated welcome provides extra steadily than the playing cards we have featured on this information.
In the event you’re fascinated with one in every of Amex’s Hilton playing cards, we’ve a information on when it is the very best time to use, primarily based on the supply historical past of all of the Hilton playing cards.
Marriott American Categorical playing cards
Marriott’s portfolio of playing cards may be more difficult to trace, since they’ve playing cards issued by Chase and American Categorical. American Categorical and Chase do not essentially put elevated provides on their Marriott playing cards on the similar time. Plus, each issuers have their very own utility guidelines and restrictions.
In the event you’re fascinated with one in every of Amex’s Marriott playing cards, we’ve a information on all the Marriott playing cards’ supply histories that will help you know when it is the suitable time to use.
Backside line
Take note of the welcome provides of any journey rewards playing cards chances are you’ll be fascinated with, as provides can change steadily. Making use of on the mistaken time might imply lacking out on hundreds of bonus factors or tons of of {dollars} in money again.
Earlier than making use of for any new card, have a look at the vary of its earlier welcome provides. Then, when a proposal hits the upper finish of that vary, you possibly can really feel positive you are getting an awesome deal and making the suitable selection to your rewards technique.
To study extra about bank card bonus provides over time, see the next:
For charges and costs of the Amex Platinum, click on right here.
For charges and costs of the Amex Enterprise Platinum, click on right here.
For charges and costs of the Amex Gold, click on right here.
For charges and costs of the Amex Enterprise Gold, click on right here.
For charges and costs of the Blue Money Most popular, click on right here.
For charges and costs of the Blue Money On a regular basis, click on right here.