With lots of the finest bank cards in the marketplace, incomes a beneficiant welcome bonus is a fast option to obtain a number of worth. These playing cards from Chase aren’t any exception.
It is necessary to know, nevertheless, that welcome affords usually change.
For instance you are contemplating including a brand new Chase card to your pockets. When is the very best time to use so you may earn the very best supply? We have you coated.
Learn on to study extra concerning the welcome supply historical past throughout Chase’s suite of bank cards, incomes each money again and Chase Final Rewards factors.
Finest Chase bank card welcome bonuses
Beneath are a number of the hottest Chase bank cards, together with their highest-ever affords and our suggestions for when to use.
Be aware that these are all publicly obtainable affords; some particular person, focused bonuses could also be greater than what we have discovered. As well as, a few of these affords could not be obtainable.
Additionally, remember that Chase elements in its 5/24 rule whenever you apply. Different elements can dictate whether or not or not you are eligible for a Chase welcome bonus.
These embody the brand new modifications to bonus eligibility on the Chase Sapphire Most well-liked® Card and Chase Sapphire Reserve®. You are actually capable of have each the Sapphire playing cards, however bonus eligibility might be based mostly on a number of elements. These embody beforehand earned bonus affords and the variety of playing cards you’ve got opened and closed, amongst different concerns, a consultant for Chase confirmed to TPG.
It is price contemplating your present pockets setup and cross-checking with the phrases of whichever card you determine to use for.
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| Card | Finest welcome supply we have seen | When to use |
|---|---|---|
| Chase Freedom Flex® | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent in the course of the first 12 months. | When the supply has $200 again, plus a 5% cash-back bonus class in the course of the first 12 months from account opening. |
| Chase Freedom Limitless® | Relying on an individual’s spending habits, the very best supply is both:
Earn limitless double money again for the primary 12 months from account opening. or Earn a $200 bonus after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart) in the course of the first 12 months (on as much as $12,000 spent on these purchases). |
When the supply is at the very least a $200 bonus and a bonus class for additional earnings in the course of the first 12 months, or when double money again is obtainable. |
| Chase Sapphire Most well-liked Card | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | When the supply is greater than 60,000 bonus factors. |
| Chase Sapphire Reserve | Earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening. | When the supply is greater than 60,000 bonus factors. |
| Chase Sapphire Reserve for Enterprise℠ | Earn 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening. | That is the one publicly obtainable supply we have seen within the card’s historical past. |
| Ink Enterprise Money® Credit score Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the supply is at or above $750 money. |
| Ink Enterprise Most well-liked® Credit score Card | Earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening. | When the supply is above 100,000 factors. |
| Ink Enterprise Premier® Credit score Card | Earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening. | That is the one publicly obtainable supply we have seen within the card’s historical past. |
| Ink Enterprise Limitless® Credit score Card | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | When the supply is at or above $750 money again. |
The data for the Ink Enterprise Most well-liked and Ink Enterprise Premier has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Chase Freedom Flex
The Chase Freedom Flex is a strong, no-annual-fee, cash-back choice for cardholders who wish to maximize rotating quarterly bonus classes (on as much as $1,500 in mixed spending every quarter; activation is required every quarter).
You probably have a card that earns Final Rewards factors, the money again you earn on the Freedom Flex (and any Chase cash-back card, apart from the Ink Enterprise Premier, which does not mix rewards with every other Chase card) may be changed into Final Rewards factors.
Listed below are the current affords we’ve got seen on the Freedom Flex:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| April 2023 to now | Earn $200 again after spending $500 within the first three months from account opening. | $200 |
| October 2022 to March 2023 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent in the course of the first 12 months. | $200 plus as much as $600 on grocery purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on gasoline station purchases, on as much as $6,000 spent in the course of the first 12 months. | $200 plus as much as $300 on gasoline purchases |
Highest welcome supply
With the very best welcome supply we have seen, new cardholders might earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on grocery retailer purchases (not together with Goal or Walmart), on as much as $12,000 spent in the course of the first 12 months.
When to use
We recommend making use of for this card when the bonus affords $200 again, plus a 5% cash-back bonus class in the course of the first 12 months from account opening.
Be taught extra: Chase Freedom Flex
Chase Freedom Limitless
The Chase Freedom Limitless affords a flat 1.5% money again on most purchases, with easy bonus-earning classes for sure on a regular basis purchases. The cardboard does not cost an annual price.
The Freedom Limitless’s bonus supply has matched the supply on the Freedom Flex prior to now, however they don’t seem to be at all times an identical. So, it is price evaluating the 2 if you happen to determine to use.
Listed below are the current affords we’ve got seen on the Freedom Limitless:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| Might 2025 to now | Earn $200 money again after spending $500 on purchases within the first three months from account opening. | $200 |
| March 2025 to Might 2025 | Earn $250 money again after spending $500 on purchases within the first three months from account opening. | $250 |
| January 2024 to March 2025 | Earn an additional 1.5% money again on all purchases in the course of the first 12 months (on as much as $20,000 of purchases) — price as much as $300 money again. | As much as $300 |
| October 2023 to January 2024 | Earn limitless double money again for the primary 12 months from account opening. | Worth is dependent upon the money again earned within the 12-month interval |
| December 2022 to October 2023 | Earn an additional 1.5% money again on all purchases in the course of the first 12 months (on as much as $20,000 of purchases) — price as much as $300 money again. | As much as $300 |
| October 2022 to December 2022 | Earn $200 again after spending $500 within the first three months from account opening, plus earn 5% again on grocery purchases (not together with Goal or Walmart), on as much as $12,000 spent in the course of the first 12 months. | $200 plus as much as $600 from grocery retailer purchases |
| July 2021 to October 2022 | Earn $200 again after spending $500 on purchases within the first three months from account opening, plus earn 5% again on gasoline station purchases, on as much as $6,000 spent in the course of the first 12 months. | $200 plus as much as $300 from gasoline station purchases |
Highest welcome supply
This card has supplied two welcome bonuses that may very well be thought of the very best, and it is dependent upon what you prioritize.
One bonus supplied limitless double money again for the primary 12 months from account opening. The opposite supplied a $200 bonus after spending $500 on purchases within the first three months from account opening, plus 5% again on grocery retailer purchases (not together with Goal or Walmart) in the course of the first 12 months (on as much as $12,000 of those purchases).
When to use
This card may very well be price making use of for when the bonus is at the very least $200 with a bonus class for additional earnings in the course of the first 12 months, or when it affords double money again for the primary 12 months.
Be taught extra: Chase Freedom Limitless
Chase Sapphire Most well-liked Card
The Chase Sapphire Most well-liked Card is a strong entry-level journey rewards card for anybody able to dive into the world of Chase Final Rewards factors. The cardboard offers good worth for a lot of at a modest $95 annual price.
With the brand new welcome bonus eligibility modifications for the Sapphire playing cards, you will not be capable to earn the Sapphire Most well-liked’s bonus if you happen to already maintain the Sapphire Reserve.
Listed below are the current affords we’ve got seen on the Sapphire Most well-liked:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| June 2025 to now | Earn 75,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,538 |
| Might 2025 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| April 2025 to Might 2025 | Earn 100,000 bonus factors after spending $5,000 within the first three months from account opening. | $2,050 |
| November 2024 to April 2025 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| October 2024 to November 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening, plus as much as a $300 assertion credit score on Chase Journey℠ purchases throughout the first 12 months. | $1,530 |
| June 2024 to October 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| Might 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,538 |
| Might 2023 to Might 2024 | Earn 60,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,230 |
| April 2023 to Might 2023 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| March 2023 to Might 2023 (in-branch solely) | In-branch solely: Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. Plus, earn an extra 10,000 bonus factors after spending $6,000 whole on purchases made within the first six months. | $1,845 |
| June 2022 to March 2023 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| April 2022 to Might 2022 | Earn 80,000 bonus factors after spending $4,000 on purchases within the first three months from account opening. | $1,640 |
| October 2021 to April 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
*Bonus supply worth is predicated on TPG’s September 2025 valuations and isn’t offered by the bank card issuer.
Highest welcome supply
The perfect supply within the Sapphire Most well-liked’s historical past gave new cardholders the prospect to earn 100,000 factors after spending $5,000 within the first three months from account opening.
When to use
The perfect time to use for the Sapphire Most well-liked is any time the bonus comes with greater than 75,000 factors, which is its normal supply.
Be taught extra: Chase Sapphire Most well-liked
Chase Sapphire Reserve
The premium Chase Sapphire Reserve affords a bunch of advantages and is a good choice for Chase Sapphire Lounge entry and elevated incomes charges in a number of journey classes. It comes with a $795 annual price.
You’ll want to observe that those that already maintain the Sapphire Most well-liked will not be capable to earn the welcome bonus on the Sapphire Reserve, given the welcome bonus eligibility guidelines.
Listed below are the current affords we’ve got seen on the Sapphire Reserve:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| August 2025 to Now | Earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening. | $2,563 |
| June 2025 to August 2025 | Earn 100,000 bonus factors plus a $500 Chase Journey promo credit score after spending $5,000 within the first three months from account opening. | $2,550 (together with the $500 Chase Journey credit score) |
| June 2024 to June 2025 | Earn 60,000 bonus factors after spending $5,000 within the first three months from account opening. | $1,230 |
| Might 2024 to June 2024 | Earn 75,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,538 |
| February 2023 to Might 2024 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2022 to January 2023 | Earn 80,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,640 |
| June 2022 to October 2022 | Earn 60,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,230 |
| October 2021 to June 2022 | Earn 50,000 bonus factors after spending $4,000 within the first three months from account opening. | $1,025 |
*Bonus supply worth is predicated on TPG’s valuations and isn’t offered by the bank card issuer.
Highest welcome supply
The present supply on the just lately refreshed Sapphire Reserve permits new cardholders to earn 125,000 bonus factors after spending $6,000 on purchases within the first three months of account opening.
When to use
It is good to use for this card any time it is providing greater than 60,000 factors as a bonus.
Be taught extra: Chase Sapphire Reserve
Chase Sapphire Reserve for Enterprise
The Chase Sapphire Reserve for Enterprise is a premium enterprise card choice for enterprise homeowners in search of top-tier perks. The cardboard launched in June 2025 and expenses a $795 annual price.
The one bonus we have seen on this card affords the prospect to earn 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
TPG’s valuations deem this supply as price $4,100.
Highest welcome supply
This card’s welcome supply has by no means modified, so the very best supply is the present supply of 200,000 bonus factors after spending $30,000 on purchases within the first six months from account opening.
When to use
If the Sapphire Reserve for Enterprise runs a limited-time supply greater than its present bonus, it is price making use of. That mentioned, the present supply for the brand new rollout of this card is extremely strong — so now remains to be time to use.
Be taught extra: Chase Sapphire Reserve for Enterprise
Ink Enterprise Money Credit score Card
The Ink Enterprise Money earns bonus cash-back rewards for enterprise homeowners in widespread spending classes, corresponding to workplace provide shops, web, cable and cellphone companies, for no annual price.
Listed below are the current affords we’ve got seen on the Ink Enterprise Money:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| September 2025 to now | Earn $900 money again after spending $6,000 on purchases within the first three months from account opening. | $900 |
| March 2024 to September 2025 | Earn as much as $750: $350 after spending $3,000 within the first three months from account opening and an extra $400 after spending $6,000 within the first six months from account opening. | As much as $750 |
| January 2024 to March 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome supply
The perfect bonus on the Ink Enterprise Money supplied a $900 money bonus after $6,000 in spending on purchases throughout the first three months from account opening.
When to use
We advocate making use of for the Ink Enterprise Money when the bonus is $750 or greater.
Be taught extra: Ink Enterprise Money Credit score Card
Ink Enterprise Most well-liked Credit score Card
Small-business homeowners who’re Chase Final Rewards factors lovers might discover their good match within the Ink Enterprise Most well-liked Credit score Card. For a $95 annual price, you may gather Chase factors throughout a number of bonus classes.
Listed below are the current affords we’ve got seen on the Ink Enterprise Most well-liked:
Welcome supply historical past
| Approximate date | Supply | Worth* |
|---|---|---|
| September 2024 to now | Earn 90,000 bonus factors after spending $8,000 within the first three months from account opening. | $1,845 |
| July 2024 to September 2024 | Earn 120,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,460 |
| June 2023 to July 2024 | Earn 100,000 bonus factors after spending $8,000 within the first three months from account opening. | $2,050 |
| April 2020 to June 2023 | Earn 100,000 bonus factors after spending $15,000 within the first three months from account opening. | $2,050 |
*Bonus supply worth is predicated on TPG’s valuations and isn’t offered by the bank card issuer.
Highest welcome supply
The best supply we have seen within the Ink Enterprise Most well-liked’s historical past gave new cardholders the chance to earn 120,000 bonus factors after spending $8,000 on purchases within the first three months from account opening.
When to use
The perfect time to use for the Ink Enterprise Most well-liked is any time the welcome bonus is above 100,000 factors.
Be taught extra: Ink Enterprise Most well-liked Credit score Card evaluation
Ink Enterprise Premier Credit score Card
The Ink Enterprise Premier is Chase’s top-tier enterprise cash-back card, providing a limiteless 2% money again on enterprise purchases on prime of different bonus classes for a $195 annual price.
The one supply we have seen on this card permits new cardholders the prospect to earn a $1,000 money bonus after spending $10,000 on purchases within the first three months from account opening.
Highest welcome supply
This card’s welcome supply has remained regular since its launch, so the very best supply is the present supply of $1,000 money again after spending $10,000 within the first three months of account opening.
When to use
If the Ink Enterprise Premier ever runs a limited-time supply above its typical $1,000 (the one supply we have seen in its historical past), it’s best to positively apply. That mentioned, do not maintain your breath ready for the next supply.
Be taught extra: Ink Enterprise Premier Credit score Card evaluation
Ink Enterprise Limitless Credit score Card
For enterprise homeowners looking for a flat-rate cash-back card, the no-annual-fee Ink Enterprise Limitless is an effective choice to contemplate.
Listed below are the current affords we’ve got seen on the Ink Enterprise Limitless:
Welcome supply historical past
| Approximate date | Supply | Worth |
|---|---|---|
| September 2025 to now | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| November 2024 to September 2025 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2024 to November 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| January 2024 to September 2024 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| September 2023 to January 2024 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| March 2023 to September 2023 | Earn a $750 money bonus after spending $6,000 on purchases inside three months from account opening. | $750 |
| October 2022 to March 2023 | Earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening. | $900 |
| December 2020 to October 2022 | Earn a $750 money bonus after spending $7,500 on purchases inside three months from account opening. | $750 |
Highest welcome supply
The Ink Enterprise Limitless presently affords new cardholders the prospect to earn a $900 money bonus after spending $6,000 on purchases inside three months from account opening.
When to use
It is a good time to use when the bonus is providing $750 or more money again.
Be taught extra: Ink Enterprise Limitless Credit score Card
Hyatt Chase playing cards
Chase is the issuer of the one two Hyatt cobranded playing cards in the marketplace — one private card and one enterprise card. These two playing cards will sometimes supply elevated welcome bonuses.
In the event you’re thinking about certainly one of Chase’s Hyatt playing cards, try our information to the supply historical past on the World of Hyatt playing cards that can assist you determine when to use.
IHG Chase playing cards
IHG loyalists have three card choices, all cobranded with Chase. Two of the playing cards are private playing cards, and there is one choice for enterprise homeowners.
In the event you’re thinking about certainly one of Chase’s IHG playing cards, see our supply historical past information for IHG playing cards that can assist you make your determination.
Southwest Chase playing cards
All Southwest Airways bank cards are cobranded with Chase, which points three private choices and two enterprise playing cards for Southwest loyalists. These playing cards will obtain new welcome affords considerably regularly.
In the event you’re thinking about certainly one of Chase’s Southwest playing cards, our information to the supply historical past of Southwest playing cards will help you select a time to use.
United Chase playing cards
Chase points all United Airways bank cards, which regularly characteristic strong bonuses for frequent flyers. The Chase-United suite contains 4 private card choices and two enterprise playing cards.
In the event you’re thinking about certainly one of Chase’s United playing cards, see our information to the United playing cards’ supply historical past to determine when to use.
Backside line
Welcome bonuses usually fluctuate, so if you happen to’re thinking about making use of for a brand new card, it is price testing its supply historical past and evaluating it to the current supply.
Since a lot of a card’s worth is discovered within the welcome supply, you might discover that the very best technique is to carry off till a profitable limited-time bonus seems so you may earn a swath of bonus factors or money again.
For extra info on bank card bonus affords over time, see the next: