Yearly, the TPG Awards honor excellence in bank cards, loyalty packages and journey. Please click on right here to learn extra about our winner choice course of and methodology for the 2024 TPG Awards.
If you happen to’re in search of a loyalty program excellent for renters, Bilt Rewards is a strong choice. As a member, you may earn Bilt Factors once you pay lease and make your common on a regular basis purchases. The factors you earn could be redeemed for journey via loyalty companions, lease or future down funds, health lessons, and extra.
Plus, there are not any transaction charges (see charges and costs) on lease funds once you use the Bilt Mastercard®. You may earn as much as 100,000 factors on lease per calendar yr.
We’re celebrating the Bilt Mastercard (see charges and costs) for successful the Greatest No-Annual-Payment Journey Rewards Credit score Card award on the 2024 TPG Awards. This card is a powerhouse for renters, who can earn invaluable Bilt factors on their lease funds with no transaction payment. You should make at the very least 5 transactions on the cardboard each assertion interval to earn factors (see rewards and advantages).
Whereas we love this card, you need not have it to earn and redeem factors within the Bilt Rewards program.
TPG’s Might 2025 valuations place Bilt factors at 2.05 cents apiece, although there are many methods to get extra worth from them. Let’s delve into all the small print of the Bilt Rewards loyalty program and discover tips on how to earn and redeem factors for optimum worth.
What’s Bilt Rewards?
Bilt Rewards is a loyalty program that allows you to earn factors to redeem towards journey, Amazon purchases, house decor, health lessons and extra. You may earn Bilt factors by merely changing into a member, linking a qualifying card to your Bilt Rewards account and transacting with Bilt companions.
Maybe most notably, you’ll be able to earn Bilt factors by paying your lease. With the Bilt Mastercard, you’ll be able to earn factors on lease with no transaction payment (see charges and costs).
How do you earn Bilt Rewards factors?
You do not essentially have to have the Bilt Mastercard or pay lease to earn Bilt factors. There are 9 major methods to earn Bilt factors.
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1. Incomes Bilt factors by paying lease
You may earn 1 level per greenback spent on lease at any house (as much as 100,000 factors per calendar yr) by paying your lease with the Bilt Mastercard.
You may pay your lease along with your Bilt Mastercard via the Bilt app, but when your landlord solely accepts bodily checks, do not fret. You may nonetheless pay your lease with the Bilt Mastercard on the app, after which Bilt will mail your landlord a lease verify every month, permitting you to earn factors on lease with out incurring any further transaction charges (see charges and costs). If relevant, you too can course of funds via Venmo and your landlord’s on-line lease portal.
As of April 2025, now you can use a bank card that is not a Bilt Mastercard to pay lease, although it might not be the best choice. If you happen to use a Visa, Uncover or Mastercard, you may earn 1 Bilt level per greenback spent on lease. Utilizing an American Categorical card, you may earn 1 Bilt level for each $2 spent. Nevertheless, you may incur a 3% transaction payment with this route.
2. Incomes Bilt factors with the Bilt Mastercard
Talking of the Bilt Mastercard, it presents a easy incomes construction:
- 5 factors per greenback spent with Bilt Eating companions and Lyft, when you hyperlink your Bilt and Lyft accounts and pay with the Bilt Mastercard
- 3 factors per greenback spent on eating
- 2 factors per greenback spent on journey booked straight with the supplier or via the Bilt Journey Portal and on Walgreens purchases and prescriptions
- 1 level per greenback spent on lease funds (as much as 100,000 factors per calendar yr) and all different purchases
You should use your card at the very least 5 instances throughout every assertion interval to earn factors.
This no-annual-fee card (see charges and costs) presents spectacular perks, together with an Auto Rental Collision Harm Waiver, Journey Cancellation and Interruption Safety, and No Overseas Transaction Charges (see charges and costs).
You do not want to pay lease to use for the Bilt Mastercard.
Associated: Do you have to pay your lease with Bilt? We crunch the numbers
3. Incomes Bilt factors via Bilt Eating
Bilt additionally has its personal eating rewards program known as Bilt Eating.
You may hyperlink any Visa, Mastercard or American Categorical bank card to the Bilt Eating program to earn as much as 3 factors per greenback spent at Bilt Eating eating places once you pay with any eligible card in your Bilt Pockets.
These earnings come along with what you earn along with your bank card. For instance, in the event you pay along with your Bilt Mastercard, you may earn 3 further factors per greenback spent*, for a complete of as much as 6 Bilt factors per greenback spent. Put in another way, that is a 12.3% return in your eating purchases, in line with TPG’s Might 2025 valuations.
Bilt states you could earn as much as 10 factors per greenback spent on consuming at a Bilt Eating restaurant and paying with any eligible card on file in your Bilt Pockets. Plus, there isn’t a cap on what number of factors you’ll be able to earn via Bilt Eating.
4. Incomes Bilt factors on the Bilt journey portal
Expedia powers Bilt’s journey portal, the place you’ll be able to earn factors on flights, lodge stays, automotive leases and issues to do. As a Bilt member, you earn 1 level per greenback spent on journey booked via the portal.
As a Bilt Mastercard holder, you earn 2 factors per greenback spent on journey booked via the portal and a pair of further factors per greenback by charging your buy to the cardboard*. That could be a complete of 4 Bilt factors per greenback spent.
5. Incomes Bilt factors with referrals
You may earn 2,500 factors every time you refer a good friend to the Bilt Mastercard, on as much as 50 complete referrals. For each 5 referrals, you earn 10,000 bonus factors. You may refer associates to the cardboard via the web site or app.
6. Incomes Bilt factors with Lyft
You may earn 2 Bilt factors per greenback spent on Lyft rides once you hyperlink your accounts. Whenever you pay on your experience with the Bilt Mastercard*, you may additionally obtain an extra 3 Bilt factors per greenback spent.
7. Incomes Bilt factors with health studios
You may earn as much as 10 factors per greenback spent on health lessons booked via the Bilt app.
These studios embody SoulCycle, Pure Barre, Barry’s and Rumble Boxing.
8. Incomes Bilt factors by taking part in the Lease Free recreation
Bilt presents a recreation show-style alternative for members to earn additional factors on Bilt Lease Day (the primary of the month): Lease Free.
Lease Free is about up like “Household Feud,” with a brand new creator or character taking part in the sport every month. As a Bilt member, you’ll be able to earn factors with Lease Free once you decide a top-three reply, once you appropriately rank that reply (double factors) and when the celeb visitor picks the identical reply as you (triple factors).
On high of incomes factors, the highest 10-scoring gamers will win free lease for a month (as much as $2,500). The following 600 top-scoring members will get Bilt factors. If you happen to tie, the tie can be damaged based mostly on who performed the sport first.
9. Incomes Bilt factors on house shopping for
In 2024, Bilt launched a brand new approach to earn factors: house shopping for. The loyalty program partnered with eXp Realty, and once you work with an eXp agent, Bilt members will earn 1 level for each $2 of a house buy value. For instance, if you are going to buy a house for $500,000 utilizing an eXp Realty agent, you can earn as much as 250,000 Bilt factors. In keeping with TPG’s Might 2025 valuations, these factors can be value $5,125.
*You should use your card at the very least 5 instances throughout every assertion interval to earn factors.
Bilt Rewards elite standing tiers
Bilt presents 4 standing tiers. You may attain Bilt elite standing in two methods: incomes Bilt factors and receiving fast-track standing with spending on the Bilt Mastercard and inside the Bilt ecosystem.
When you will not earn fast-track standing on lease spending, you’ll be able to earn it via SoulCycle lessons booked within the Bilt app, Bilt Eating restaurant purchases made with any card linked in your Bilt Pockets, Lyft rides when Bilt is about as your rewards associate, and bookings made by way of Bilt’s journey portal.
Each member of Bilt Rewards begins within the Blue tier.
Here is a fast overview.
| Blue | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Choice 1: Bilt factors qualification | All Bilt Rewards members | 50,000 factors | 125,000 factors | 200,000 factors |
| Choice 2: Quick monitor with spending | All Bilt Rewards members | $10,000 spent | $25,000 spent | $50,000 spent |
| Earn curiosity in your factors (at the FDIC-published nationwide financial savings price) | ✓ | ✓ | ✓ | |
| Blade advantages | ✓ | ✓ | ✓ (together with a complimentary Blade flight) | |
| Entry to complimentary homeownership concierge | ✓ | ✓ | ||
| Lease Day switch bonuses | Increased switch bonuses | Gold-level switch bonuses | Platinum-level switch bonuses |
Your member standing relies on the full factors earned in a calendar yr. You may obtain the upper of the 2 statuses via qualifying factors or by way of spending on the fast-track standing path.
Regardless of once you earn standing every calendar yr, it is good for the remainder of the yr and the next yr.
Bilt Platinum members can apply for an Air France-KLM Flying Blue standing match
Bilt Platinum members can obtain 12 months of Flying Blue Gold standing. To activate this standing match, members should go to the Bilt app and choose “Elite Standing Match.” Then, members should switch 10,000 Bilt factors to Flying Blue to formally activate their Gold standing. Fortunately, these 10,000 factors can be utilized towards a future Air France-KLM award flight.
After requesting standing, it could take as much as three enterprise days on your Flying Blue Gold standing to develop into formally energetic.
Flying Blue Gold standing will give Bilt members further airline perks and qualify them for SkyTeam Elite Plus standing, which incorporates advantages on different SkyTeam airways like Delta Air Strains.
Be taught extra about particular Flying Blue Gold standing perks on Flying Blue’s tier advantages web page and the added advantages of getting SkyTeam Elite Plus standing on SkyTeam’s FAQ web page.
Associated: Find out how to earn ‘curiosity’ in your factors stability with Bilt Rewards
Find out how to use Bilt factors: Greatest-value choice
The Bilt Rewards loyalty program offers you some ways to make use of your factors, although not all carry equal worth.
Let’s begin with the easiest way so that you can redeem your Bilt factors. Nothing beats the outsize worth of transferring your factors to Bilt’s 20 airline and lodge companions.
Switch your Bilt factors to journey companions
Becoming a member of these loyalty packages is free, even in the event you’ve by no means flown the airline or stayed with the lodge model.
By transferring your Bilt factors to the best packages, you’ll be able to simply get 2.05 cents per level in worth — and maybe rather more — and rating a lie-flat airplane seat or an opulent lodge keep.
| Program | Switch ratio | Switch time |
|---|---|---|
| ALL — Accor Stay Limitless | 3:2 | ** |
| Aer Lingus AerClub | 1:1 | Inside minutes |
| Air Canada Aeroplan | 1:1 | Inside 24 hours |
| Air France-KLM Flying Blue | 1:1 | Inside minutes |
| Alaska Airways Mileage Plan | 1:1 | Inside minutes |
| Avianca LifeMiles | 1:1 | As much as 72 hours |
| British Airways Membership | 1:1 | Inside minutes |
| Cathay Pacific Asia Miles | 1:1 | Inside minutes |
| Emirates Skywards | 1:1 | Inside minutes |
| Hilton Honors | 1:1 | Inside minutes |
| Membership Iberia Plus | 1:1 | Inside minutes |
| IHG One Rewards | 1:1 | Inside minutes |
| Japan Airways Mileage Financial institution | 1:1 | ** |
| Marriott Bonvoy | 1:1, with 5,000 bonus factors for each 20,000 factors you switch in a single switch | Inside 48 hours |
| Southwest Airways Fast Rewards | 1:1 | ** |
| TAP Miles&Go | 1:1 | ** |
| Turkish Airways Miles&Smiles | 1:1 | Inside minutes |
| United Airways MileagePlus | 1:1 | Inside minutes |
| Virgin Atlantic Flying Membership | 1:1 | Inside minutes |
| World of Hyatt | 1:1 | Inside minutes |
**TPG has not but examined transferring Bilt factors to those packages.
Greatest-value switch companions
Bilt Rewards companions with a few of our favourite airline and lodge loyalty packages, together with Alaska Airways Mileage Plan, Air Canada Aeroplan, Air France-KLM Flying Blue, Virgin Atlantic Flying Membership and World of Hyatt. These packages have largely stored customary award charts for award flights and lodge nights, that means you may pay a predictable price and might typically get outsize worth out of your factors.
Switch bonuses
Bilt Rewards has traditionally provided a number of the greatest switch bonuses we have seen throughout Lease Day (the primary of each month).
These have included 150% switch bonuses to some carriers, equivalent to Emirates Skywards, and as much as a 100% switch bonus to Alaska Airways Mileage Plan for July 2024 Lease Day. Moreover, Bilt has beforehand provided a 100% switch bonus to Flying Blue.
Associated: The very best airline award chart candy spots
Find out how to use Bilt factors: Medium-value choices
The next redemption choices will get you first rate worth with a redemption price of at the very least 1 cent per level.
Use your factors to save lots of up for a down cost on a house
Bilt presents the distinctive capability for customers to save lots of up their factors towards a down cost on a house.
If you happen to go for this route, your Bilt factors are valued at 1.5 cents every towards a down cost. This implies 10,000 Bilt factors are value $150 towards your down cost.
Redeem for journey on the Bilt journey portal
You should utilize the Bilt journey portal to offset the price of flights, stays, rental automobiles and actions at a price of 1.25 cents per level.
Find out how to use Bilt factors: Poor-value choices
If you wish to extract most worth out of your Bilt Rewards factors, you may possible need to keep away from a few of these much less invaluable redemption choices.
Use factors for Amazon purchases
You may choose your Bilt Mastercard on Amazon as a cost technique and redeem your factors to cowl all or a portion of your buy at checkout. Nevertheless, Bilt factors are value 0.7 cents every when used this fashion.
For instance, you may want roughly 14,300 Bilt factors to cowl a $100 Amazon buy. Evaluate that to TPG’s Might 2025 valuation of two.05 cents per Bilt level, and it is not essentially one of the best deal.
Store the Bilt Assortment
The Bilt Assortment is a curated listing of things, together with artwork, house decor and attire. The worth per level will fluctuate, however because it hardly ever exceeds greater than 1 cent per level, you must possible move on this selection.
Redeem your factors for health lessons
Health lovers can redeem their Bilt factors to attend name-brand lessons like SoulCycle, Solidcore, and Y7 Studio. The worth will rely upon the category you choose, however it hovers round 1 cent per level.
Redeem your factors for lease
A probably engaging choice along with your factors is to save lots of them to assist cowl your subsequent lease cost. Nevertheless, the redemption worth is simply 0.55 cents per level.
Associated: Methods faculty college students can meet bank card minimal spending necessities
Regularly requested questions
Does the Bilt Mastercard cost a payment to pay lease?
No, the Bilt Mastercard doesn’t cost a transaction payment (see charges and costs) once you use it to pay lease via Bilt Rewards. Nevertheless, you’ll be able to solely earn 100,000 factors on lease every calendar yr, and you could make at the very least 5 transactions with the cardboard in every assertion interval to earn factors.
Can you employ Bilt with out the Bilt Mastercard?
Sure. You don’t have to carry the Bilt Mastercard to enroll in Bilt Rewards and earn Bilt factors in this system.
Does my landlord/administration firm must have a partnership with Bilt?
No, you should utilize Bilt to pay lease even when your landlord doesn’t associate with this system.
What are Bilt factors value?
TPG’s Might 2025 valuations deem Bilt factors as value 2.05 cents per level. Relying on the way you redeem your factors, nonetheless, you can get a a lot larger or decrease worth for them.
Is the Bilt Mastercard value it?
The Bilt Mastercard may very well be value it if you wish to earn factors on lease with out incurring a transaction payment (see charges and costs). The cardboard additionally options fashionable bonus classes and may very well be an important choice in the event you discover worth in this system’s switch companions.
Nevertheless, the cardboard would not function a standard welcome bonus, and a few options aren’t as helpful in the event you dwell in a much less populated space. So, as with all resolution, you must contemplate what you need in a card earlier than you apply.
Associated: Bilt Mastercard assessment: No-transaction-fee lease funds
Backside line
Bilt Rewards presents an distinctive worth proposition for each renters and nonrenters. Bilt has established partnerships with a number of the extra profitable airline and lodge loyalty packages, enabling you to extract extraordinary worth out of your factors. Your factors switch seamlessly at an easy 1:1 ratio (besides when transferring to Accor), and most packages course of the transfers immediately.
Even in the event you aren’t renting or do not need to apply for the Bilt Mastercard, you’ll be able to earn numerous factors by linking your Lyft account, enrolling in Bilt Eating and reserving journey via the Bilt portal.
See Bilt Mastercard charges and costs right here.
See Bilt Mastercard rewards and advantages right here.