We love transferable bank card factors and miles right here at TPG.
The power to switch your rewards to a variety of airline and resort loyalty packages gives helpful flexibility to maximise your journey. You are not locked right into a single redemption scheme as you intend your journeys. If you cannot discover the seats out there in a single program, you may select one other program earlier than transferring any bank card factors or miles. If a program devalues its foreign money with out discover, you may change to a unique program in your subsequent factors or miles switch.
With dozens of various switch potentialities, it may be tough to recollect simply what number of choices you might have.
This is a useful information that breaks down which bank card factors and miles could be transferred to which airline and resort packages, together with their respective switch ratios. We additionally record our valuation for every switch associate so you may get the most effective worth to maximise your hard-earned factors and miles.
Associated: What are factors and miles price? TPG’s present month-to-month valuations
Airline switch companions
There are just a few vital notes to spotlight relating to these switch companions:
Lastly, apart from EVA Air Infinity MileageLands and Finnair Plus, you may switch Marriott Bonvoy factors to all airline companions listed above at a charge of three Bonvoy factors to 1 airline level or mile. You’ll obtain an extra 5,000 airline factors or miles for each 60,000 Bonvoy factors transferred, besides with the next airline packages: American Airways AAdvantage, Avianca LifeMiles and Delta SkyMiles. Moreover, United MileagePlus awards 10,000 bonus miles for each 60,000 factors transferred.
Associated: Must you switch resort factors to airline companions?
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Lodge switch companions
As with transfers to airline companions, most transfers to resort companions are instantaneous, although you may learn extra in our beforehand talked about guides to switch occasions for Amex, Bilt, Capital One, Chase, Citi and Wells Fargo.
How one can earn transferable factors or miles
The easiest way to earn transferable bank card factors or miles is with the correct bank card. This is a take a look at your greatest choices.
American Categorical Membership Rewards
These are the preferred playing cards that earn American Categorical Membership Rewards factors:
You can even earn Amex factors by signing up for Rakuten and setting your incomes desire to Membership Rewards factors as an alternative of money again.
Bilt Rewards
Bilt affords one bank card, the Bilt Mastercard®. Cardmembers can earn rewards on lease funds (as much as 100,000 Bilt Factors in a calendar yr), plus 2 factors per greenback spent on journey (airfare, resorts, cruises and rental vehicles) and three factors per greenback spent on eating. You might want to make at the very least 5 transactions every assertion interval to earn factors (see rewards and advantages). Better of all, the Bilt Mastercard has no annual payment (see charges and charges).
Associated: Bilt Rewards program: Information to incomes factors on lease, eating and extra
Capital One miles
Listed here are the playing cards that presently earn transferable Capital One miles:
The knowledge for the Capital One Spark Miles Choose for Enterprise card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Chase Final Rewards
Listed here are the playing cards that earn totally transferable Chase Final Rewards factors:
Nevertheless, when you have one in every of these playing cards, you can too mix your rewards from cash-back playing cards just like the Chase Freedom Flex® (see charges and charges) and the Chase Freedom Limitless® (see charges and charges) right into a single account, successfully changing these cash-back earnings into totally transferable Final Rewards factors.
Citi ThankYou Rewards
Citi ThankYou Rewards has 20 airline and resort switch companions. At present, solely a single card affords transfers to all of those packages: the Citi Strata Premier℠ Card (see charges and charges). Observe that for those who’re nonetheless holding on to the Citi Status® Card, which is not open to new candidates, you even have the complete switch advantages.
Nevertheless, as with Chase Final Rewards factors, you may mix your Citi ThankYou Rewards factors in a single account for choose merchandise. This lets you successfully convert your fixed-value earnings from playing cards just like the Citi Rewards+® Card (not open to new candidates) and the Citi Double Money® Card (see charges and charges) into totally transferable ThankYou factors.
The knowledge for the Citi Status and the Citi Rewards+ has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Wells Fargo Rewards
Although Wells Fargo affords a number of bank cards, together with a number of that earn cash-back rewards, you may presently solely earn transferable Wells Fargo Rewards factors with the next playing cards:
Backside line
Many switch choices can be found among the many main bank card loyalty packages. Transferable factors and miles are usually extra helpful than any single airline or resort level or mile due to the added flexibility of selecting the place to ship your rewards … and when to do it.
Bookmark this cheat sheet so you realize your choices when making use of in your subsequent transferable points- or miles-earning bank card or deciding in your subsequent redemption.
For charges and charges of the Bilt Mastercard, click on right here.
For rewards and advantages of the Bilt Mastercard, right here.