It appears each resort model has a bank card (or six, within the case of Marriott). So, it may be tough to select which one to get.
Out of the 33 bank cards presently in my pockets, 1 / 4 of them are from resort manufacturers. And certainly one of my prime selections is the World of Hyatt Credit score Card, which is the non-public bank card from Chase and my favourite resort loyalty program, World of Hyatt.
Listed here are 5 causes I received the cardboard — and plan to maintain it for the long run.
Annual charge that pays for itself
The World of Hyatt card‘s $95 annual charge is common for a mid-tier cobranded resort card. And it is offset by greater than only one profit — making it a no brainer to maintain in your pockets yr after yr.
This card affords an annual free night time certificates at a Class 1-4 property, legitimate for peak, normal and off-peak dates. Meaning you’ll be able to redeem it for an evening costing between 3,500 and 18,000 factors, with a choice for the upper finish to get most worth out of the certificates.
I redeemed my free night time certificates on the Andaz Mexico Metropolis Condesa (a Class 4 property) final yr, and on the Hyatt Home Manchester (Class 2) the yr earlier than. Given money charges for these properties begin at $250 and $170, respectively, I received my annual charge’s price — after which some.
You may as well mix your factors and free night time certificates on the identical keep; I normally use my certificates for the primary night time after which add nights booked with factors.
Priceless resort factors
In response to TPG’s February 2025 valuations, World of Hyatt factors are among the many most respected resort factors, price no less than double the worth of Hilton Honors, IHG One Rewards and Marriott Bonvoy factors.
A part of the reason being that World of Hyatt is the one certainly one of these 4 main loyalty applications that also sticks to an award chart (for essentially the most half). Commonplace room redemptions at most Hyatt-affiliated properties value between 3,500 and 45,000 factors.
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Whereas some individuals purpose for luxurious resort stays at manufacturers like Park Hyatt, I want to squeeze essentially the most nights out of my Hyatt factors through the use of them at high-value Class 1 and a couple of properties. For instance, I just lately stayed on the glorious Alila Bangsar Kuala Lumpur for under 5,000 factors an evening (the property will increase to eight,000 factors an evening March 25).
It is essential to do the maths to resolve whether or not utilizing factors or money to guide a resort keep is healthier. Once I use money, I earn 4 factors per greenback spent with Hyatt — together with on meals and spa companies — which is equal to an nearly 7% return on my spending, in keeping with our February 2025 valuations.
Prime up with Chase and Bilt factors
I direct most of my common journey and eating spending to my Chase Sapphire Reserve®, which earns 3 factors per greenback spent. And since Hyatt is certainly one of Chase’s 14 switch companions, I can switch my factors at a 1:1 ratio to prime up my account.
You may as well switch Bilt Rewards Factors to Hyatt at a 1:1 ratio.
Transfers are sometimes instantaneous, however over the previous six months, I’ve had two situations of Chase factors taking three to seven days to look in my Hyatt account.
Automated elite standing
It is secure to say I’ve boarded the Hyatt standing prepare. This card provides me my ticket, granting me complimentary Discoverist standing only for having it in my pockets.
Whereas this entry-level standing does not give me many perks, the notable ones embrace:
- A ten% factors bonus on Hyatt stays
- Upgrades to most popular rooms (topic to availability)
- 2 p.m. late checkout (topic to availability)
Quick monitor to greater standing
My purpose final yr was to get to mid-tier Explorist standing, which requires 30 nights in a yr. I reached this standing tier because of the 5 elite night time standing credit this card grants me and staying 25 nights at Hyatt resorts.
Whereas not a perk particular to the cardboard, I recognize this system’s Milestone Rewards, which granted me 2,000 bonus factors after I reached 20 nights, and a free night time certificates and two membership entry awards after I reached 30 nights.
This yr, I purpose to achieve top-tier Globalist standing, which requires 60 nights. Because of this card’s 5 elite nights, some latest stays and upcoming ones, I am on monitor to get midway there by the center of the yr.
This card will give me a lift within the second half of the yr, granting me two elite night time credit for each $5,000 spent on it. By yr’s finish, I plan to place my nearly $10,000 property tax invoice on this card, plus one other $5,000 or so generally spending, totaling $15,000.
That is the candy spot to purpose for, because it won’t solely give me six elite night time credit towards my 60-night goal but additionally a further free night time certificates to redeem at a Class 1-4 property.
Backside line
Should you ask TPG veterans and specialists on factors and miles which resort program they’re most loyal to, the commonest reply is Hyatt. So, if you wish to purpose for top-tier resort standing and revel in some Milestone Rewards alongside the way in which, the World of Hyatt card is a superb alternative.
Given the high-value redemptions and free night time certificates, it is also a no brainer for these trying to reduce the money value of resort stays.
Should you do not notably care about standing however have a card that earns Chase Final Rewards factors, the Hyatt card is a superb alternative, too. Its annual charge simply pays for itself every year.
To be taught extra, learn our full overview of the World of Hyatt Credit score Card.
Apply right here: World of Hyatt Credit score Card
Associated: My prime 3 picks for the very best cobranded resort bank card