In the event you’re not beginning your on-line purchases by going by a cash-back website, we will promise you you are leaving cash on the desk.
There are numerous purchasing portals that allow you to earn rewards in your on-line purchases. Whereas some portals award airline miles, Chase Final Rewards factors or American Categorical Membership Rewards factors, TopCashback affords a reimbursement within the type of money or present playing cards. Plus, it has one priceless characteristic that no different cash-back portal has: a “Highest Money Again Assure.”
For a restricted time, TopCashback is providing a $35 welcome bonus to new members who be a part of by this hyperlink. It is smart to strive it out, even should you resolve it isn’t value it in the long run. As they are saying, each little bit helps.
Fortunately, getting further rewards is so simple as a few further clicks. This is how one can maximize your rewards with TopCashback and earn a simple $35 bonus while you earn your first $10 again.
What’s TopCashback?
TopCashback is an internet purchasing portal that companions with over 7,000 retailers, together with massive names like Adidas, Apple, eBay, Macy’s and Sephora, in addition to some journey manufacturers, like Marriott, Vrbo and Hilton. You can even use the portal to earn money again on sure present card purchases and place orders for curbside pickup.
TopCashback calls itself “the USA’s most beneficiant money again web site.” That is as a result of it passes 100% of the day-to-day fee from retailers on to members. The positioning explains that it generates income by commercials and sponsored hyperlinks labeled as “zero money again.” Retailers additionally pay the location bonuses now and again.
How to join TopCashback
In the event you’re not but a member, now could be the proper time to affix as a result of TopCashback is providing a profitable Black Friday deal. From now till Dec. 2, new members will obtain a $35 welcome bonus after becoming a member of utilizing this hyperlink and incomes their first $10 of money again.
After that, the bonus will drop to $25. Observe that new members can’t earn this bonus when mixed with freebie affords.
Signing up for TopCashback is straightforward. Simply head to the web site, enter your e mail and select a password. As soon as you’ve got joined, you’ll be able to instantly begin incomes in your on-line purchases and earn money again for each good friend you refer who completes their incomes necessities.
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Tips on how to use TopCashback
TopCashback works identical to every other on-line purchasing portal after you have an account. Head to the location earlier than making any on-line purchases.
There is a search field on the prime, which you should utilize to seek for the service provider you need to store with. Then, click on by to the retailer’s website to finish the acquisition.
While you click on the “Get Money Again” button subsequent to a retailer, a brand new window or tab will open and redirect you to the product owner’s web site. You will need to full your buy inside that window so TopCashback can observe your spending and reward you accordingly.
Alternatively, if you wish to simplify your life, you may obtain TopCashback’s browser extension.
It is obtainable for Chrome, Safari, Edge and Firefox, and routinely notifies you while you store with a collaborating retailer. You will need to click on “Activate Now” to earn money again. It can additionally show any obtainable coupons for that website.
Transactions ought to seem in your earnings web page inside seven days. First, they’re going to seem as “Pending,” that means your transaction has been recorded, however the retailer hasn’t but confirmed that every one standards for money again have been met.
Then, your transaction will swap to “Confirmed” standing inside a month. The ultimate step is to attend on your transaction to turn out to be “Payable.” This often happens inside a couple of weeks as soon as the affiliate community invoices the retailer, although it may take as much as 90 days.
You may declare your money again at any time as soon as it reaches payable standing. TopCashback permits you to money out by PayPal, automated clearing home switch and a wide range of present card choices with retailers reminiscent of Amazon, Disney and Sephora — although some retailers have minimal quantities for present card rewards.
Not like with some cash-back portals, there are not any minimums to request a payout. You may often stand up to a 5% bonus while you request your payout as credit score with sure retailers or as a Visa or American Categorical pay as you go card.
Money-back assure on TopCashback
TopCashback stands out from different on-line purchasing portals as a result of it affords a “Highest Money Again Assure.”
Plain and easy: In the event you discover a higher cash-back deal on one other website, you’ll be able to file a declare, and TopCashback will match the supply as soon as it has been reviewed and authorised. That is the one on-line purchasing portal we all know of that provides a assure like this.
The upper charge should have been provided on the identical day your transaction occurred. Additionally, TopCashback will solely match cash-back charges from the next opponents:
- BeFrugal
- Capital One Buying
- GoCashBack
- Honey
- MaxRebates
- Mr. Rebates
- Rakuten
- Tada
In different phrases, you’ll be able to’t match nonmonetary rewards, reminiscent of airline miles.
To file a declare, you need to fill out a type through the customer support web page and submit it inside seven days of the transaction date, with the transaction seen in your account. Though there isn’t any choice to connect recordsdata to the preliminary declare type, TopCashback suggests retaining a timestamped screenshot of the upper supply.
Your greatest wager for maximizing this characteristic is to make use of a purchasing portal aggregator like Cashback Monitor.
It permits you to seek for retailers and see the incomes charges you’d get throughout all relevant purchasing portals. So, even when TopCashback is not providing the best charge, you can see which portal is providing a greater charge to match it.
Associated: Use a purchasing portal aggregator to maximise on-line purchases
Essential reminders when utilizing TopCashback
Utilizing TopCashback is comparatively easy, however there are a couple of essential issues to remember:
- For TopCashback to trace your purchasing journeys, you need to have cookies enabled in your browser.
- Solely use promotions or promo codes discovered on the portal; should you use others, they might void your rewards.
- Make sure to learn the restrictions for every service provider. Many is not going to rely present playing cards as eligible purchases for incomes bonuses, and a few will exclude sure merchandise.
Keep in mind to pay with a rewards card that can supply one of the best incomes charge in your buy. Most on-line retailers do not fall into frequent bonus classes, so you may most likely need to follow a card that is good for on a regular basis purchases. For instance, you may use the Capital One Enterprise X Rewards Credit score Card or Capital One Enterprise Rewards Credit score Card and earn 2 miles per greenback spent on all purchases.
Additionally, keep in mind that the “Highest Money Again Assure” is simply helpful should you’re making an attempt to earn money again. In the event you’re versatile, you’ll be able to typically get a better return by going by a portal that earns factors or miles — even when the incomes charge is decrease.
For example, with Rakuten, you’ll be able to choose to earn American Categorical Membership Rewards factors as an alternative of money again. TPG values Amex factors at 2 cents apiece as of November 2025, successfully doubling your return over the identical money again. In the event you had to decide on between incomes 3% money again through TopCashback and incomes 2 Amex factors (equal to 4 cents) per greenback spent through Rakuten, you’d get a better return with Rakuten should you worth Amex factors equally to TPG.
Backside line
If the service provider you are purchasing at is offered on a purchasing portal, there isn’t any cause to not use it to earn rewards.
If it is cash-back rewards you are after, TopCashback is a good device to bookmark due to its “Highest Money Again Assure.” And till Dec. 2, new members who be a part of with this hyperlink will obtain a $35 welcome bonus once they earn their first $10 of money again.
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