Marriott Bonvoy Daring vs. Boundless: Which card is greatest?

Marriott provides 5 private bank cards to new candidates, every with its personal annual charge that ranges $0 to $650.

Briefly, there is a card for everybody, whether or not you are a die-hard Marriott fan or an occasional traveler in search of free award nights.

Chase points the 2 most reasonably priced cobranded choices presently open to new candidates: the Marriott Bonvoy Daring® Credit score Card (see charges and charges) and the Marriott Bonvoy Boundless® Credit score Card (see charges and charges).

Let’s break down the small print of every card that will help you determine which one higher fits your technique.

Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless comparability

Characteristic	Marriott Bonvoy Daring	Marriott Bonvoy Boundless
Welcome bonus	Earn 60,000 bonus factors after spending $1,000 on purchases within the first three months of account opening.	Earn 125,000 bonus factors and one free night time award (valued as much as 50,000 factors) after spending $3,000 on purchases within the first three months from account opening. Sure motels have resort charges.
Annual charge	$0	$95
Incomes charges	As much as 14 factors per greenback spent on eligible Marriott stays: As much as 10 factors per greenback for being a Marriott Bonvoy member, 3 factors per greenback as a Bonvoy Daring cardholder and as much as 1 level per greenback from Marriott Bonvoy Silver Elite Standing 2 factors per greenback spent at grocery shops and on ride-hailing providers, choose meals supply, choose streaming, web, cable and telephone providers 1 level per greenback spent on all different eligible purchases	As much as 17 factors per greenback on eligible Marriott stays: As much as 10 factors per greenback for being a Marriott Bonvoy member, 6 factors per greenback for being a Bonvoy Boundless cardholder and as much as 1 level per greenback from Marriott Bonvoy Silver Elite Standing 3 factors per greenback spent on the primary $6,000 in mixed gasoline station, grocery retailer and eating purchases annually 2 factors per greenback spent on all different eligible purchases
Marriott Bonvoy perks	5 elite night time credit yearly Complimentary Silver Elite standing	15 elite night time credit yearly, routinely qualifying you for Silver Elite standing Annual free night time award (as much as 35,000 factors) One elite night time credit score towards elite standing for each $5,000 you spend Path to Gold Elite standing while you spend $35,000 or extra in your card every calendar 12 months
Different perks	Baggage delay insurance coverage Misplaced baggage reimbursement Journey delay reimbursement Buy safety Visa Concierge No international transaction charges	Baggage delay insurance coverage Misplaced baggage reimbursement Journey delay reimbursement Buy safety Visa Concierge No international transaction charges

Associated: Does it make sense to carry a number of Marriott Bonvoy bank cards?

Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless welcome bonus

The Boundless is presently providing 125,000 bonus factors and one free night time award (valued as much as 50,000 factors) after spending $3,000 on purchases within the first three months from account opening. Sure motels have resort charges. This supply ends Nov. 5.

The Daring is presently providing 60,000 bonus factors after spending $1,000 on purchases within the first three months of account opening. This supply ends Nov. 5.

TPG’s October 2025 valuations peg Marriott Bonvoy factors at 0.7 cents every, successfully making the full bonus on the Daring price $420 and the full bonus on the Boundless price as much as $1,225.

Since Chase points each playing cards, it is necessary to notice that the 5/24 rule applies right here. This implies you doubtless will not qualify for both card for those who’ve opened 5 or extra bank cards (from any issuer) previously two years.

As well as, Marriott-specific eligibility necessities apply to merchandise issued by Chase and American Categorical. Make sure to confirm your eligibility earlier than making use of.

Winner: Boundless. Its welcome bonus is price considerably greater than the Daring.

Associated: One of the best time to use for these Chase playing cards based mostly on supply historical past

Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless advantages

The free night time certificates is essentially the most notable distinction between these two playing cards.

Every year in your account anniversary, Boundless cardholders get a free night time certificates price as much as 35,000 factors — and you’ll add as much as 15,000 additional factors if the lodge prices greater than that.

In case you use this strategically, you possibly can rating a free night time at a lodge that simply makes up for the $95 annual charge annually.

In the meantime, Daring cardholders don’t obtain a free night time certificates however do not need to pay an annual charge.

In any other case, the playing cards supply related perks. With both card, you may get automated Silver Elite standing and powerful journey and buy protections from Chase. Plus, you will not pay any international transaction charges with these playing cards when touring overseas.

Winner: Boundless. Most vacationers will be capable to get greater than $95 worth from the free night time certificates.

Associated: 7 nice makes use of of Marriott free night time certificates

Incomes factors with the Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless

Each playing cards function comparable incomes charges, although it is good that the Boundless earns at the least 2 factors per greenback spent throughout each buy, whereas the Daring earns 1 level per greenback spent on nonbonus class purchases.

That being mentioned, exterior of Marriott purchases, neither card provides actually excellent incomes charges, and you’ll positively discover higher choices for on a regular basis spending.

The Boundless earns extra factors on Marriott stays and provides additional factors on grocery and gasoline purchases (although there is a spending cap), whereas the Daring card provides bonus factors on ride-hailing, which might be helpful for those who use providers like Uber or Lyft usually.

Winner: Boundless. It earns extra factors than the Daring on most purchases.

Associated: Greatest lodge bank cards

Redeeming factors with the Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless

Each the Daring and the Boundless earn Marriott Bonvoy factors, so they provide the identical redemption choices.

The obvious and useful manner to make use of your Bonvoy factors is to redeem them for a Marriott keep. To get essentially the most worth out of your factors, reap the benefits of the fifth-night-free perk, which lets you e-book an award keep of 5 nights for the price of simply 4.

Moreover, you need to use your factors for reward playing cards and merchandise via Marriott’s buying portal, however we suggest avoiding this path to get most worth out of your factors.

TPG bank cards author Chris Nelson bought distinctive worth on a latest keep on the AC Lodge Cape City Waterfront, the place he redeemed 136,000 factors for a seven-night keep. He took benefit of the fifth-night-free perk on this award to get one night time free.

Winner: Tie. Each playing cards earn Marriott Bonvoy factors and supply the identical redemption choices.

Associated: Methods to redeem factors with the Marriott Bonvoy program

Transferring factors with the Marriott Bonvoy Daring vs. the Marriott Bonvoy Boundless

With both card, you even have the choice to switch your Bonvoy factors to one in every of practically 40 associate airline applications, together with Delta SkyMiles and United MileagePlus.

Most transfers to airways are at a 3:1 ratio, so you may obtain 1 airline mile for each 3 Marriott factors transferred. Moreover, while you switch factors to United MileagePlus, you’ll obtain 10,000 bonus miles for each 60,000 factors transferred.

This redemption typically does not yield a great worth on your factors, although, so we suggest utilizing it provided that it is advisable to prime off your airline account stability.

Winner: Tie. Each playing cards have the identical switch companions.

Associated: When does it make sense to switch Marriott factors to airways?

Ought to I get the Marriott Bonvoy Daring or the Marriott Bonvoy Boundless?

If you realize you may get use out of the annual free night time certificates, the Boundless is the most suitable choice. You will additionally unlock increased earn charges with this card. Nonetheless, for those who’re in search of a extra entry-level product and wish to keep away from an annual charge, the Daring is the higher choice.

Methods to improve from the Marriott Bonvoy Daring to the Marriott Bonvoy Boundless

In case you aren’t eligible for a brand new Bonvoy bonus or are over 5/24, a product change could also be your best choice. Each the Bonvoy Daring and the Bonvoy Boundless are topic to Chase’s 5/24 rule and, extra particularly, Marriott Bonvoy eligibility restrictions.

To request an improve (or downgrade), name the quantity on the again of your card. Simply do not forget that doing so will imply you forfeit your new card’s welcome bonus in the interim.

Associated: The last word information to bank card upgrades

Backside line

Whatever the card you select, each Marriott playing cards are a good way to introduce your self to the Bonvoy program and all its redemption prospects. You possibly can’t go fallacious with both, as there are millions of properties to select from worldwide.

To study extra, take a look at our full critiques of the Marriott Bonvoy Boundless Card and the Marriott Bonvoy Daring Card.

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Apply right here: Marriott Bonvoy Boundless Card
Apply right here: Marriott Bonvoy Daring Card

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