American Specific has refreshed its flagship The Platinum Card® from American Specific, updating advantages whereas retaining the cardboard firmly positioned as one of many prime premium journey rewards playing cards in the marketplace.
With an $895 annual charge (see charges and charges), the Platinum delivers lounge entry, lodge elite standing, intensive assertion credit, and robust incomes charges on flights and motels. Mixed with a invaluable welcome provide for brand new candidates, the Platinum continues to supply distinctive rewards and journey perks for many who can maximize its advantages.
Here is a better take a look at the present provide and what you may get with the Amex Platinum.
Amex Platinum welcome provide
American Specific takes a distinct strategy to welcome affords for the Platinum in comparison with most of its different playing cards: Candidates should submit an software to see their customized welcome provide, which is displayed earlier than they settle for and full the method.
New Amex Platinum candidates can see in the event that they’re eligible for a welcome bonus as excessive as 175,000 bonus factors after spending $8,000 on purchases within the first six months of card membership. Welcome affords range and also you is probably not eligible for a proposal.
That welcome bonus is value as much as $3,500, in accordance with TPG’s September 2025 valuations. This is without doubt one of the highest bonuses a brand new cardmember can earn in the event that they’re focused.
The precise welcome bonus provide might be proven after you submit the appliance, with the spending requirement and timeframe usually constant throughout affords.
The benefit is that the customized welcome provide proven is not going to have an effect on your credit score rating, as Amex performs a gentle credit score verify while you apply. Should you’re pleased with the welcome provide and settle for, then a tough inquiry might be made in your credit score report. Nonetheless, you may decline to proceed if you wish to wait or attempt to discover a larger provide.
Since Amex has a one-bonus-per-lifetime restriction, it is necessary that you just get the very best welcome provide doable while you apply.
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Amex Platinum advantages
The Amex Platinum‘s $895 annual charge could set off some sticker shock. However while you dive into its lengthy checklist of advantages, there’s the potential to recoup that worth — after which some.
Incomes charges
- 5 factors per greenback spent on flights booked instantly with the airline or by American Specific Journey® (on as much as $500,000 in purchases per calendar yr, then 1 level per greenback)
- 5 factors per greenback spent on pay as you go motels booked with Amex Journey
- 1 level per greenback spent on different purchases
Assertion credit
The cardboard affords over $2,800 in annual worth (together with the prorated worth of the World Entry credit score) in case you maximize all the assertion credit:
| Credit score* | Annual quantity | The way it works |
|---|---|---|
| Airline charge | As much as $200 | For incidental prices with an airline of your selection |
| Clear Plus | As much as $209 | For Clear Plus airport safety membership (computerized renewal applies) |
| Digital leisure | As much as $300 | As much as $25 month-to-month for choose streaming subscriptions |
| World Entry/TSA PreCheck | As much as $120 (each 4–4 1/2 years) | For World Entry ($120 each 4 years) or TSA PreCheck (as much as $85 each 4 1/2 years) |
| Resort | As much as $600 | As much as $300 biannually for pay as you go Advantageous Inns + Resorts and The Resort Assortment bookings (two-night minimal for The Resort Assortment) |
| Lululemon |
As much as $300 | As much as $75 quarterly for eligible purchases at Lululemon within the U.S. (excluding retailers) and lululemon.com |
| Oura Ring |
As much as $200 | For an Oura Ring buy ({hardware} solely) |
| Resy | As much as $400 | As much as $100 quarterly at U.S. Resy eating places or for different eligible Resy eating purchases |
| Saks Fifth Avenue | As much as $100 | As much as $50 biannually for purchases at Saks |
| Uber Money | As much as $200 | As much as $15 month-to-month Uber Money for rides or eating within the U.S. (plus a $20 bonus in December) after including your Amex Plat to your Uber account; you may pay with any Amex card |
| Uber One membership | As much as $120 | Membership coated for annual or month-to-month installments, topic to auto-renewal |
| Walmart+ | As much as $155 | Covers value of 1 month-to-month Walmart+ membership (as much as $12.95), together with taxes (computerized renewal required; Plus Ups excluded) |
*Enrollment is required for choose advantages.
Different card perks
Past its incomes charges and credit, the Amex Platinum delivers a variety of premium advantages*:
- Lounge entry: Eligible cardmembers obtain entry to the American Specific World Lounge Assortment, together with Centurion Lounges, Delta Sky Golf equipment (when touring on same-day Delta flights, apart from fundamental economic system tickets; as much as 10 visits per calendar yr) and Precedence Go Choose lounges (excluding eating places)
- Resort elite standing: Complimentary Gold standing with Hilton Honors and Marriott Bonvoy, plus Leaders Membership Sterling Standing with The Main Inns of the World
- Complete journey protections and purchasing protections when utilizing your card
- No overseas transaction charges (see charges and charges)
*Enrollment is required for choose advantages.
Backside line
The Amex Platinum continues to set a excessive customary for premium journey playing cards due to its mixture of luxurious perks, invaluable assertion credit, and robust earnings on flights and motels.
With a invaluable welcome provide at the moment out there, it is a robust selection for vacationers who can take full benefit of its advantages.
Whereas the $895 annual charge is steep, those that maximize the Platinum’s perks will discover the cardboard greater than earns its place of their pockets.
To be taught extra, try our full overview of the American Specific Platinum Card.
Apply right here: American Specific Platinum Card
For charges and charges of the Amex Platinum Card, click on right here.