The Chase Sapphire Most popular® Card (see charges and costs) is without doubt one of the hottest journey rewards playing cards on the market — and for good cause.
With beneficiant incomes charges, like 3 factors per greenback spent on eating, 2 factors per greenback spent on journey and several other different well-known advantages, the Chase Sapphire Most popular is a favourite amongst factors and miles learners and specialists alike.
Including much more worth to the cardboard, the Sapphire Most popular is presently providing a welcome supply of 100,000 Final Rewards factors after you spend $5,000 on purchases within the first three months of account opening — all for a modest $95 annual charge. In response to TPG’s April 2025 valuations, this supply is price a whopping $2,050.
However what are a few of the lesser-known CSP advantages? Let’s have a look.
Complimentary DashPass
Traditionally, the Chase Sapphire Most popular hasn’t provided a lot in the best way of assertion credit or comparable advantages. It is a mid-tier bank card with a low annual charge, so that’s to be anticipated. Nevertheless, inside the previous couple of years, new Sapphire Most popular advantages have been launched by companions reminiscent of DoorDash.
By way of Chase’s partnership with DoorDash, you will get not less than one yr of complimentary DashPass, the corporate’s subscription service. DashPass comes with $0 supply charges and diminished service charges on eligible orders over $12.
DashPass sometimes prices $9.99 month-to-month, or $96 yearly, so this CSP profit alone has the potential to offset the cardboard’s annual charge. Chase’s DashPass partnership is legitimate by means of Dec. 31, 2027, relying in your activation date.
Observe that when enrolled in DashPass, you need to use your Chase Sapphire card for cost at checkout for DashPass-eligible orders to obtain DashPass advantages.
Associated: Your full information to Chase and DoorDash
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Journey cancellation/journey interruption insurance coverage
In case your journey is reduce brief or interrupted by illness, extreme climate and different coated conditions (deemed so by the profit administrator), you may be reimbursed for pay as you go, nonrefundable journey bills (reminiscent of aircraft tickets, lodges and excursions) on as much as $10,000 per coated particular person and $20,000 per journey.
This protection is obtainable to you and your fast members of the family touring with you while you pay for the journey bills along with your Chase Sapphire Most popular.
Associated: Your information to Chase’s journey insurance coverage protection
Baggage delay Insurance coverage
In case your checked bag is delayed by greater than six hours, you may be reimbursed as much as $100 per day for as much as 5 days for important purchases like toiletries and clothes. For instance, my mom’s checked suitcase didn’t arrive on Air Canada’s flight from Toronto to Tokyo. I instantly referred to as Chase from Narita Worldwide Airport (NRT) to inquire about this profit.
I used to be advised to get a baggage delayed report from the bags service counter and maintain receipts for any necessities she bought, as much as $100 a day for 5 days or till the suitcase arrived. The suitcase was lastly delivered to my Japanese deal with 4 days later. Within the meantime, we took full benefit of the profit, with my mother shopping for $400 price of garments, footwear and toiletries to get round Japan throughout her keep.
I despatched the advantages administrator a baggage delayed report, a courier be aware when the bag was lastly dropped off, receipts for my mother’s purchases and the bank card assertion exhibiting I had paid for her ticket. Since she had flown on an award ticket, I had solely paid the charges with my Sapphire Most popular card (and never the entire fare). I used to be nervous this may make us ineligible for the perk, however we obtained a $400 test a short while later to cowl the bills.
Alongside these similar strains, you might be eligible for as much as $3,000 in misplaced baggage protection. Nevertheless, this profit requires you to provide nearly all of your unique receipts for objects costing greater than $25, making it a lot more durable to get full worth.
Associated: When to purchase journey insurance coverage versus when to depend on bank card protections
Journey delay reimbursement
Have you ever ever been on the final flight of the day to your vacation spot solely to have it canceled? If it is as a result of climate or some other trigger that permits the provider to deflect blame, you might get a most popular fee from the native airport lodge or be out of luck altogether. Both method, you will doubtless be pressured to pay out of pocket.
In case your widespread provider journey is delayed greater than 12 hours or requires an in a single day keep, the Chase Sapphire Most popular card covers you and your loved ones for as much as $500 per coated traveler for non-reimbursed bills, reminiscent of meals and lodging. Fortunately, I’ve by no means needed to put this profit to make use of, however understanding I may keep in a pleasant place without cost would make the state of affairs extra tolerable.
Associated: Chase paid for my $1,100-per-night lodge room because of built-in journey delay protection
Main automotive rental insurance coverage
Whereas most — though not all — bank cards supply automotive rental insurance coverage, you will discover a distinction within the insurance coverage being provided. Whereas a number of bank cards supply secondary automotive rental insurance coverage and a few even cost a charge, others supply major automotive rental insurance coverage — higher protection to your subsequent automotive rental.
Happily, one of many CSP advantages is major automotive rental protection for no added charge to your rental.
This implies leases of as much as 31 consecutive days paid for with the cardboard are coated for losses, together with bodily injury and theft of the rental automobile, legitimate loss-of-use costs assessed by the rental firm and cheap and customary towing costs associated to a coated loss. As well as, with this specific card, your protection is as much as the money worth of the rental automotive.
Utilizing a bank card that provides the sort of protection means you may decline any rental automotive company insurance coverage coverage — which is able to prevent cash in your rental — and never need to file a declare along with your auto insurance coverage coverage.
Whereas it is a profit you hope you by no means have to make use of, it could positive come in useful in an unlucky occasion. You may additionally earn not less than 2 factors per greenback spent on all journey bills, together with automotive leases, so you will nonetheless earn bonus factors by paying to your automotive rental with the Sapphire Most popular.
Associated: Greatest bank cards for rental automotive protection
Buy safety
This profit covers eligible private property (bought utilizing your Sapphire Most popular) within the occasion of theft, injury or involuntary and unintended parting with property. If one thing occurs to an merchandise inside 120 days of buy, it is going to be repaired or changed for a worth of as much as $500.
There is a prolonged checklist of excluded objects, together with animals, antiques, something with an engine, perishable objects and used/pre-owned objects. Nonetheless, once I purchased my newest iPad, I felt extra comfy understanding I had 120 days of protection if I spilled espresso on it or left it behind whereas touring.
Loads of different playing cards supply comparable advantages (reminiscent of Amex buy safety), nevertheless it’s good to know Chase is maintaining with the competitors.
Associated: The perfect bank cards for value safety
Prolonged guarantee safety
This profit can actually prevent cash. Obtain a further yr of protection on eligible purchases with a producer’s guarantee of three years or much less. Boats, cars, plane, medical tools, leased or pre-owned objects and objects for industrial use are ineligible.
A couple of years in the past, I bought a top-of-the-line flat-screen TV for $1,200, with a producer’s guarantee of two years. Then, three years later, my spouse and I have been watching a soccer sport when a loud pop occurred, and a puff of smoke appeared from the again of the TV.
I referred to as Chase, and a consultant requested for a duplicate of the unique buy receipt and a letter from the TV producer stating it was out of the producer’s guarantee. I used to be then instructed to get an estimate from a TV upkeep specialist of what it will value to repair the TV.
I flipped by means of the Yellow Pages and some days later obtained an estimate saying the TV was damaged past restore. After submitting the estimate, I obtained a credit score for the TV’s unique buy value and a credit score for the TV restore charge.
I then purchased a TV for $800, which was higher than what I had paid $1,200 for 3 years earlier. As well as, Chase guarantees reimbursement inside 5 enterprise days of receipt and validation of all required paperwork. For sure, I used to be fairly excited this profit was on the cardboard.
Associated: Greatest bank cards for prolonged warranties
Backside line
A number of of those Sapphire Most popular advantages have supplied wonderful worth for me and made life simpler once I may have in any other case been out of luck. As at all times, be sure to learn the high-quality print for advantages, phrases and circumstances. Clearly outlined and labeled documentation submitted in a logical order has made the declare processes moderately painless for me.
Additionally, be aware that the above seven advantages are under no circumstances the one perks of the Chase Sapphire Most popular card. For instance, journey accident insurance coverage, zero legal responsibility safety and journey and emergency assistant companies may all make a bitter state of affairs barely sweeter.
Apply right here: Chase Sapphire Most popular