What would you do with 100,000 Citi ThankYou Rewards factors?
That query may encourage brainstorms of dream journeys to improbable locations like Hawaii, France or Japan.
Plus, now is a superb time to start out interested by incomes ThankYou Rewards factors. With the Citi Strata Elite℠ Card (see charges and charges), new cardholders can earn 100,000 bonus factors after spending $6,000 within the first three months from account opening.
TPG’s October 2025 valuations deem ThankYou Rewards factors as value 1.9 cents apiece, making this bonus value $1,900. There are a lot of methods to achieve that worth — and even exceed it — by transferring these factors to Citi’s helpful loyalty program companions.
When transferring Citi factors, you could maintain a premium Citi card, such because the Citi Strata Elite, the Citi Status® Card (not accessible to purposes) or the Citi Strata Premier® Card (see charges and charges), to unlock the total switch ratios mentioned right here. You can switch ThankYou Rewards factors to companions with different Citi playing cards, however ratios will fluctuate.
The data for the Citi Status Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Do not feel caught due to evaluation paralysis. Whereas there are tons of how you might redeem 100,000 Citi factors, listed here are 10 concepts to get your journey juices flowing.
As much as 10 one-way economic system flights to a number of US locations by way of American Airways AAdvantage
In the event you’re a fan of stretching your factors into as many journeys as attainable, this feature may very well be most tasty to you. ThankYou Rewards factors switch to American Airways AAdvantage at a 1:1 ratio, which may present improbable worth.
You possibly can fly a number of American Airways routes throughout the nation one-way in economic system for 10,500 American Airways AAdvantage miles or much less. For 2026, I discovered availability to fly from:
Reward your inbox with the TPG Every day publication
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
- Miami Worldwide Airport (MIA) to Houston’s George Bush Intercontinental Airport (IAH) for six,000 miles
- Dallas Fort Value Worldwide Airport (DFW) to Los Angeles Worldwide Airport (LAX) for 8,500 miles
- New York’s John F. Kennedy Worldwide Airport (JFK) to LAX for 10,500 miles
In the event you select to redeem 100,000 ThankYou Rewards factors for a number of economic system flights throughout the U.S., you might e book 10 or extra one-way flights (relying on the route you choose).
Associated: Why Citi’s latest switch associate has modified my bank card and factors and miles methods
16 one-way economic system flights to London by way of Virgin Atlantic Flying Membership
Virgin Atlantic Flying Membership offers one of the vital economical methods to fly to London, because of its Saver fares.
You possibly can switch 6,000 ThankYou Rewards factors to Flying Membership at a 1:1 charge and fly to London’s Heathrow Airport (LHR) from a number of U.S. airports, together with Boston Logan Worldwide Airport (BOS), JFK and Dulles Worldwide Airport (IAD) close to Washington, D.C.
With 100,000 factors, you might make this redemption 16 occasions — and nonetheless have 4,000 factors left over. Be aware that Flying Membership imposes excessive surcharges and return flights from London to the U.S. will incur the U.Ok.’s Air Passenger Obligation cost.
Associated: Flexibility is essential: Why I (largely) just like the Virgin Atlantic Flying Membership adjustments
2 one-way business-class flights to Colombia by way of Avianca LifeMiles
You possibly can kick off a visit to Colombia in business-class luxurious whenever you switch your ThankYou Rewards factors to Avianca LifeMiles.
Since they switch at a 1:1 ratio, you might use 46,450 factors for one business-class seat from MIA to Bogota, Colombia’s El Dorado Worldwide Airport (BOG).
At this charge, you need to use 100,000 factors to buy two business-class seats and produce a companion together with you.
Associated: Avianca eyes 5 routes from Florida to Latin America
2 one-way Condor business-class flights to Germany by way of JetBlue TrueBlue
You possibly can switch ThankYou Rewards factors to JetBlue TrueBlue to e book Condor business-class flights to Frankfurt Airport (FRA). That is considered one of TPG’s favourite candy spots proper now.
You’ll find availability beginning at 54,000 factors from a number of locations, together with BOS and Toronto Pearson Airport (YYZ). ThankYou Rewards factors switch to TrueBlue at a 1:1 ratio.
You’ll need greater than 100,000 factors to e book two seats for 108,000 factors. Nonetheless, that may be simply inside attain for those who’re hoping to satisfy the minimal spending requirement on the Citi Strata Elite to earn the 100,000-point welcome bonus anyway.
2 one-way business-class flights to Paris by way of Air France-KLM Flying Blue
It’s also possible to head to Paris in Air France enterprise class with 100,000 factors.
For 60,000 miles (transferred at a 1:1 ratio from Citi to Air France-KLM Flying Blue), you possibly can e book tickets to Paris-Charles de Gaulle Airport (CDG). There’s availability from a number of U.S. airports, comparable to BOS, IAH, JFK and Seattle-Tacoma Worldwide Airport (SEA).
Like with the earlier redemption, for those who had been to e book two seats, you’d really want to maneuver 120,000 factors to Flying Blue.
Associated: Air France reveals off new and expanded business-class lounge in Paris
1 one-way first-class Hawaiian Airways flight to Hawaii by way of American Airways AAdvantage
Lie-flat luxurious from the U.S. mainland to Hawaii is feasible with one welcome bonus.
That is as a result of you possibly can use AAdvantage to e book first-class Hawaiian Airways flights from the U.S. mainland to Hawaii for 64,000 ThankYou Rewards factors, transferred at a 1:1 ratio to AAdvantage.
Associated: Hawaiian Airways so as to add premium economic system to its Airbus A330 fleet
1 one-way business-class flight to Abu Dhabi by way of Etihad Visitor
It’s also possible to use 100,000 ThankYou Rewards factors to contribute to the vast majority of a classy Etihad business-class redemption for flights to Abu Dhabi. You can switch ThankYou Rewards factors to Etihad Visitor at a 1:1 ratio.
We have discovered availability from 120,000 factors to fly to Zayed Worldwide Airport (AUH) from Hartsfield-Jackson Atlanta Worldwide Airport (ATL), BOS and IAD.
Whereas you will have to place some further spending on the Citi Strata Elite to achieve the 120,000 factors required for this redemption, it is actually made extra attainable with the Strata Elite’s present bonus-earning classes.
Associated: Etihad provides main East Coast hub in newest US growth, orders dozens of recent Boeing jets
1 one-way business-class flight to Tokyo by way of American Airways AAdvantage
You possibly can fly nonstop on American Airways to Japan with 122,500 Citi factors, transferred at a 1:1 ratio to AAdvantage.
This route flies from LAX to Tokyo’s Haneda Airport (HND) in enterprise class.
Like some beforehand talked about redemptions, this reserving would technically price greater than 100,000 ThankYou Rewards factors. Nonetheless, the extra 22,500 factors wanted to redeem for this flight will not be as troublesome to build up with spending in your Citi Strata Elite Card.
Associated: Journey to Japan with factors and miles: Finest methods to redeem your rewards for flights and motels
3 nights at Wyndham Grand Orlando Resort Bonnet Creek
Citi’s resort companions will not be on the high of your radar, however if you wish to save in your out-of-pocket price, that is an possibility. For instance, you might e book a three-night keep at Wyndham Grand Orlando Resort Bonnet Creek, a Wyndham property close to Disney World that fees 30,000 factors per night time.
If a one-night keep at this resort prices $441, you’d get a price of about 1.47 cents per level for this redemption. Whereas it’s beneath TPG’s Citi ThankYou Rewards factors valuation of 1.9 cents apiece (as of October 2025), this redemption can nonetheless enable you lower your expenses, particularly for those who use your factors to e book a three-night resort keep as a substitute of paying money.
For Disney lovers, a redemption like this might help immensely when attempting to save on a Disney household trip.
Associated: The 12 finest Wyndham motels on the earth
8 nights on the Lodge Aquarius Venice, an Ascent Assortment Lodge in Italy
In the event you like reserving with Selection motels, you might wish to leverage the advantageous 1:2 switch ratio that you’re going to get for transferring ThankYou Rewards factors to Selection Privileges.
As an example, you might keep eight nights on the Lodge Aquarius Venice in Italy with this 100,000-point bonus. That is as a result of 100,000 ThankYou Rewards factors turn out to be 200,000 Selection factors — and you may e book eight nights at this property for 192,000 Selection factors.
With room charges upward of $540 an evening in the course of the peak summer time months, this may very well be an incredible redemption for some vacationers.
Associated: The very best Selection motels in Europe to e book utilizing factors
How I discover award redemptions
When looking for flights, I like to recommend checking Seats.aero. You’ll find award availability throughout a number of applications that associate with Citi, together with AAdvantage, and seek for a number of routes to seek out precisely what you are in search of.
Redemptions with airline companions are a number of the finest methods to get outsize worth out of your ThankYou Rewards factors. Whereas it typically could also be tougher to maximise your Citi factors with resort switch companions, there are some candy spots.
However earlier than you switch your factors, at all times examine the money charge versus the factors charge. If you wish to maximize your factors, it might be value it to e book the money charge and save your factors for an additional redemption. Moreover, level redemptions are irreversible, so be sure you verify award availability earlier than blindly transferring your rewards.
Nonetheless, on the finish of the day, one of the best redemption is one which works for you. So, consider your wildest journey goals and run some searches to see how 100,000 ThankYou Rewards factors can get you there.
Associated: These 12 apps and web sites make award redemptions simpler to seek out
Apply right here: Citi Strata Elite
Backside line
Redeeming 100,000 factors to e book flights or stays with Citi’s switch companions can present unimaginable worth and enable you save on the out-of-pocket prices related to touring.
If you wish to add 100,000 factors to your account, make sure you take a look at the present supply on the premium Citi Strata Elite Card.